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@mchang124 congrats on the $4K bump! It looks like you got the max they are offering for CLI's right now! Well done!
@Anonymous wrote:@mchang124 congrats on the $4K bump! It looks like you got the max they are offering for CLI's right now! Well done!
yeah, you're probably right. haha. my Flagship is next. that is my heaviest used card at the moment.
@Anonymous Thank you so much, will def do that!! Now do you think its better to setup direct deposit with Navy or is it fine transfering money monthly there (have linked accounts already with my other bank) and use it like that?
Wait at least 6 months also for the CLI?
@Anonymous I stuck my toe in the pool and the water was just fine. Not entirely pleased with the apr, but I never carry a balance. Now I have to return to the garden until the end of 2021. Thank you for all of the well wishes and good vibes.
@BmoreBull Awesome Congratulations!
@BmoreBull wrote:@Anonymous I stuck my toe in the pool and the water was just fine. Not entirely pleased with the apr, but I never carry a balance. Now I have to return to the garden until the end of 2021. Thank you for all of the well wishes and good vibes.
Congratulations on your approval! That's a great starting limit on the first card. You probably all ready know, mark your calendar on anniversary of account open to ask for APR reduction.
@mchang124 wrote:So earlier this week after my statement had posted on my cash rewards card, i decided to go for a CLI. Prior to the CLI, my limit was $2500. in the passed 3 months i've spent only $38 on the card (yes, i said only $38). I requested $10k, they gave me a total credit line of $6500 (a $4k CLI). Not bad considering i barely use the card and i use my Flagship and More Rewards alot more.
no HP for the CLI. Gotta love NFCU!
DP's -
EX Fico 8 740 / TU Fico 8 754 / EQ Fico 9 787 (NFCU still using EQ9 to show your CS on their site)LOL INQ's, have gotten 3 personal cards this year (Flagship, Venture, PenFed Platinum Rewards) and one business card with NFCU (mastercard)
Income: $100k
UTI: 1.28%
Total Overall CL prior to CLI: $117k
Congratulations on your CLI!
@BmoreBull I can't even tell you how happy I am for you!! That is a hefty SL in these turbulent days; well done!! With that awesome new card I guess you're buyin' for all of us fellow gardeners this weekend! Make mine a double lol!!
Best news today, major congrats!!
I am wondering with all that’s going on if anyone has recently gotten credit limit increases on 2 credit cards at the same time? In November my More Rewards and Flagship cards will both be eligible for increases. I've had the More Rewards since Feb 2020 and this will be my 2nd CLI. I've had the Flagship since August 2020 and this will be my 1st CLI. I put the majority of my monthly spend on the Flagship, close to $2000 per month. With the limit being $5200 I really need more on that card. The More Rewards I usually spend $100 to $300 on it, the limit is currently $17,300. I always pay both in full by the closing date, just want to get their limits up to $25,000 as soon as possible. Trying to decide if I will go for just 1 increase and space out the 2nd or just do them both simultaneously? I know it wasn’t unheard of before the pandemic to get increases on more than 1 card but a lot has changed.
@Anonymous @AllZero @Girlzilla88 Thank you all. I couldn't have done it without the help from these forums. I joined back in June and waited to app, plus now most of my dd has been shifted there. Again thanks guys, for all the help and guidance you all provide on a daily basis.