@Anonymous wrote:
@coreyb80 wrote:
@Anonymous wrote:It's been 24 hours since I requested a CLI on my More Rewards card, I've been checking the app but no change yet in my available credit.
Are they taking longer than 24 hours lately? Or is this likely a denial?
It's been 6 months since my last CLI... current limit is $6,000 and I requested a new limit of $10,000. Current util on that card is 20% but I pay the balance off every month. I am not expecting a full approval for the amount I requested, but would be a little shocked if they completely denied me.
Check the website. Mine hit the website first then the app a day or so later.
Just checked the website, nothing there either yet.
Sorry to hear this Usually it would show in available credit within 24 hours.
So I sent a message late last night about not hearing anything about my 7/8 CLI request just to make sure if was denied or what, haven't recieved a reply but I just checked my account again and...
😁
Someone fire the guns! I'm tempted again to see if I get approved for card number two.
@MrZero wrote:So I sent a message late last night about not hearing anything about my 7/8 CLI request just to make sure if was denied or what, haven't recieved a reply but I just checked my account again and...
😁
Someone fire the guns! I'm tempted again to see if I get approved for card number two.
Hmmm maybe I should try this I guess it couldn't hurt?! And congrats!
@Anonymous wrote:
@SFLSpotter9210 wrote:So waited patiently and received the snail mail letter stating that I've reached maximum available limits at this time. So this might be what your experiencing as well.
Man. This makes me so sad. I have a feeling this is what is happening. It's been a day and a half and no news so i'm assuming they denied my CLI. I will update when I hear anything though.
I don't know when is the best time to try again but, I am going to try again in October, as long as it's still a SP.
They might be backed up/short staffed, my CLI request from two days ago just went through.
EDIT: Thanks.
It wouldn't hurt to send a message though I don't know if that's what brought attention to it or like I said, they could just be backed up.
Well... After the CLI and feeling more confident I just went apped and yeaaaah, I got declined for the MR, should've waited after not seeing a prequal. Can't wait to see the denial letter and if hitting my maximum limit is part of the reason.
EDIT: I was playing with the Amex prequal page at the same time and since I got the decline for the MR I ended up pulling the trigger on apping for the BCE largely due to the $350 SUB being offered and was approved though with a $1,000 CL which I understand is still a "toy" amount, I was going to hold off but after that denial and the plans I do have in the Fall at least I should have a chance to raise it by then. I did want it more than the MR anyway since I'm not a points fan and the only real appeal for me was the potentially huge CL on the second card. Will ask for the CLI in 60 days. I feel a little better. Will make a topic....
EDIT2: I will send a message in an attempt for a reconsideration, no hopes up for it working but we'll see.
@MrZero wrote:So I sent a message late last night about not hearing anything about my 7/8 CLI request just to make sure if was denied or what, haven't recieved a reply but I just checked my account again and...
😁
Someone fire the guns! I'm tempted again to see if I get approved for card number two.
I always applied for the 2nd or 3rd card, before asking for the CLI.
Because of the internal limitations.
@M_Smart007 wrote:
@MrZero wrote:So I sent a message late last night about not hearing anything about my 7/8 CLI request just to make sure if was denied or what, haven't recieved a reply but I just checked my account again and...
😁
Someone fire the guns! I'm tempted again to see if I get approved for card number two.
I always applied for the 2nd or 3rd card, before asking for the CLI.
Because of the internal limitations.
I was going to as well until I didn't have anything come up in the prequal. ¯\_(ツ)_/¯ I still probably should've waited until next month, oh well. Don't plan on getting another TU HP any time soon and two of my four is age a year in the next 3-5 months.
@RadioRob wrote:
@Anonymous wrote:any one requesting over $25k total limit per card and being approved for SP CLI's
I have a single NFCU CashRewards card at 30K and a NFCU CLOC at 15K. Around a week ago, I requested a CLI for my CashRewards card to increase from 30K to 50K (I figured I would shoot for the stars so that I would not leave money on the table). My limit was changed from 30K to 34.5K without a HP.
What's funny for me is that I did not get any sort of email or message saying the change was approved. The only way I knew it was approved was by looking at the limit change.
I'll take it, and I'll see them again in 91 days.
ah nice! Yeah I remember the same no approval notification just increase in limit if i looked haha..is it supposed to be 90 days to request another CLI ?