Valentines Day is my 91/3 so earlier this morning I went and did an app for the More Rewards Card (I was going to wait until June when my 6 months 0% interest ended and just request the CLI for my Rewards Card, but figured I'd give it a try) Within minutes I received an email stating that I had been approved for $23,300 @ 12.99% APR.
I then proceeded to request a CLI via the app. It was pretty early in the morning, and I mistakenly thought the field to enter the credit limit was for the amount that I wanted it to increase rather than the total credit limit amount requested. I should have realized it when it kept saying, "amount must be more than $25,000" (my SL) however with it being super early, I was thinking "oh I don't want to ask for something as large as a $25,000 request knowing that NFCU has currently been giving a $4000 increase. I thought it was an error with the app, so I just went ahead an submitted for $25,500. When I woke up later this morning I realized what I hadn't at the time, and went back to the app and submitted the total amount I wanted (somewhere in the $33,000...just to see if I could break through the current 4k wall) I did notice that there was a new amount showing in the CLI request area of $25,500 but this new amount is not showing in my main Rewards Card Account Management page)
My questions are 1) Since I submitted the $25,500 amount will that be what's approved and I'll have to wait 6 months to request a new amount?
2) Should I just wait and see what happens and see if the 2nd /correct CLI request amounts gets approved or go ahead and call NFCU to explain what happened
So overall my approval for the More Rewards card was a Valentines "sweet deal" however this CLI might end up being "bittersweet" if I only got the $500 increase through poor attention to details. Thanks for any info you can provide
