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I just became a member of Navy Federal-- yay! I had heard so many good things about them that I was excited to get in apply for a card, do a few balance transfers and pay down my debt faster!
I applied for the platinum card (lowest rates!) and was approved for $1,000. <sigh> I called in for recon and was told they don't do reconsiderations. Any advice? Can't exactly transfer balances with that limit.
My lowest limit on any other visa/mc is $10,000.
Ficos--all around 730
Income 91k
credit usage 7%
AAOA 3yrs 2mo
@cinnamongirl wrote:I just became a member of Navy Federal-- yay! I had heard so many good things about them that I was excited to get in apply for a card, do a few balance transfers and pay down my debt faster!
I applied for the platinum card (lowest rates!) and was approved for $1,000. <sigh> I called in for recon and was told they don't do reconsiderations. Any advice? Can't exactly transfer balances with that limit.
My lowest limit on any other visa/mc is $10,000.
Ficos--all around 730
Income 91k
credit usage 7%
AAOA 3yrs 2mo
I have a friend who had a fairly similar experience with Navy Federal; he asked and was approved for a 3X CLI after 90 days and 3 statement cuts so perhaps that's in your future.
With your profile I'd be disappointed too. Chin up, in 91/3 you'll get a 2nd card for 20K or more & years from now you'll smile when telling the story of how little luv Navy 1st gave you back in the day.
Yep. We'll be waiting right here to laugh about this with you in about 3 months. Navy. Rocks. You'll see.