@Steveo777 wrote:
Hi all. I had a Nordstrom card IIB. I'm considering whether or not to attempt a Target card. Anyone got experience with TD bank following BK, and if they will let you back in for a Target card?
I iibk7 td bank for 8.5k in 12/2019 and they gave me a red card last sept 2020 with a teeny tiny sl of 300.
then i got a cli to 500 this may.
my scores during that whole period were low 600's to mid 600's and my income is low, mid 30's.
{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
