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New BestEgg VISA - accidentally applied thinking it was a preapproval

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madmug
New Contributor

New BestEgg VISA - accidentally applied thinking it was a preapproval

Accidentally applied

They said it wouldn't affect my credit if I wasn't approved...

...but it will if you are though...lol

BestEgg.jpg

 

 

 

 

 

 

 

 

 

 

 

 

Approved for $2K...called and closed right away...oh well, live and learn

Instant HP on EX, luckily don't need EX much these days.

Message 1 of 6
5 REPLIES 5
Red1Blue
Super Contributor

Re: New BestEgg VISA - accidentally applied thinking it was a preapproval

Congrats for your approval. Too bad you canclled the card. You could have used Best Eggs for breakfast every day. Smiley Happy

Message 2 of 6
FinStar
Moderator Emeritus

Re: New BestEgg VISA - accidentally applied thinking it was a preapproval


@madmug wrote:

Accidentally applied

They said it wouldn't affect my credit if I wasn't approved...

...but it will if you are though...lol

BestEgg.jpg

 

 

 

 

 

 

Approved for $2K...called and closed right away...oh well, live and learn

Instant HP on EX, luckily don't need EX much these days.


IMO, I would've kept it since it will now impact your AAoA and AAoYA once it reports to the CRAs 🤷‍♂️

Message 3 of 6
SoCalGardener
Valued Contributor

Re: New BestEgg VISA - accidentally applied thinking it was a preapproval


@madmug wrote:

Accidentally applied

They said it wouldn't affect my credit if I wasn't approved...

...but it will if you are though...lol

 

Another reminder to all of us to make sure we actually *read* all the print. I'm very, very bad about skimming/scanning through something and thinking, okay, I've got it...  Then my better judgment kicks in (if it's something important) and I go back and actually READ it, word for word. I've been shocked numerous times that way. Smiley Surprised

 

Since you already took the HP and were approved, I'm with @FinStar -- I think you should've kept it. But to each their own.

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Message 4 of 6
Anonymous
Not applicable

Re: New BestEgg VISA - accidentally applied thinking it was a preapproval


@SoCalGardener wrote:

@madmug wrote:

Accidentally applied

They said it wouldn't affect my credit if I wasn't approved...

...but it will if you are though...lol

 

Another reminder to all of us to make sure we actually *read* all the print. I'm very, very bad about skimming/scanning through something and thinking, okay, I've got it...  Then my better judgment kicks in (if it's something important) and I go back and actually READ it, word for word. I've been shocked numerous times that way. Smiley Surprised

 

 


+1

I reread the BlockFi info 3x just to make sure it was only prequal and not a full app.

Message 5 of 6
Anonymous
Not applicable

Re: New BestEgg VISA - accidentally applied thinking it was a preapproval

You can try calling CS and maybe they will reopen it for you

Message 6 of 6
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