No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I buy my gas at QT and have been wanting a card from them for a long time. However, their consumer cards have been off the table for some time. I got gas this morning and noticed they now offer one. The cards are issued by First Bankcard®, a division of First National Bank of Omaha. I was wondering if anyone had one yet and if you have any data points on them yet?
https://www.firstbankcard.com/common/shared/lp/2016/quiktrip/web/
@MyLoFICO wrote:I buy my gas at QT and have been wanting a card from them for a long time. However, their consumer cards have been off the table for some time. I got gas this morning and noticed they now offer one. The cards are issued by First Bankcard®, a division of First National Bank of Omaha. I was wondering if anyone had one yet and if you have any data points on them yet?
https://www.firstbankcard.com/common/shared/lp/2016/quiktrip/web/
I applied the first day I could and was denied for inquiries as always by FNBO. EX FICO 672 with 61 inquiries. I am freezing EX for 6 to 12 months and I will try again. Love QT!
@IaBoy62 wrote:
@MyLoFICO wrote:I buy my gas at QT and have been wanting a card from them for a long time. However, their consumer cards have been off the table for some time. I got gas this morning and noticed they now offer one. The cards are issued by First Bankcard®, a division of First National Bank of Omaha. I was wondering if anyone had one yet and if you have any data points on them yet?
https://www.firstbankcard.com/common/shared/lp/2016/quiktrip/web/
I applied the first day I could and was denied for inquiries as always by FNBO. EX FICO 672 with 61 inquiries. I am freezing EX for 6 to 12 months and I will try again. Love QT!
That is what I was afraid of. I have 27 and my FICo is 678 but I am sure I would be denied too. Oh well. Maybe later.
Just when I thought leaving their partnership with UMB Bank was going to be a plus, they go with another conservative lender.
@Loquat wrote:Just when I thought leaving their partnership with UMB Bank was going to be a plus, they go with another conservative lender.
Agreed. I would have come out of the garden to get their card if they had gone through Sych or other lender that I am in good with.
Although we won't app until we've bought our house, I'm also intereseted in knowing more about this card. There's almost literally a QT on every corner in this town.
I have 21 inq and was denied. Too many inq was the only reason stated.
@ccpat wrote:I have 21 inq and was denied. Too many inq was the only reason stated.
Interesting. So apparently they are inquiry sensitive. Do you have any baddies on your credit?
@MyLoFICO wrote:I buy my gas at QT and have been wanting a card from them for a long time. However, their consumer cards have been off the table for some time. I got gas this morning and noticed they now offer one. The cards are issued by First Bankcard®, a division of First National Bank of Omaha. I was wondering if anyone had one yet and if you have any data points on them yet?
https://www.firstbankcard.com/common/shared/lp/2016/quiktrip/web/
I like QT as well, but for their APR to be 25.99% and just get $.03 per gallon off, you'd have to be making some massive gas purchases to make that pay off. My Walmart card does better at 2% CB on gas at their gas stations, which is better than the 3 cents off on this card.
Any decent CB card you have now will give you better benefits than a card that's only good at one brand of store. IMO.