Since Ive last posted Ive had some positive changes! My scores have gone up. I went to discover to see if I was pre approved and to my surprise I actually was pre approved for a Discover it card! I applied, and got approved with a 700CL, not high but still better than a denial! I ended up with an inquiry as expected. Then I was on a app wave, so the next day I went to VS, and approved for a 200CL. I should've stopped there, but the a few hours after my VS app, I went and applied for another comenity bank card and got denied! So that inquiry wasnt even worth it! My scored ended up going down 2-5 points. I havent been denied in a very long time, so im wondering if that will hurt my credit besides the points that already dropped? Will that lower my chances for approvals in the future?? Also, how do I find those little card images that people have on their profiles??
1/2019: EX-635, EQ-620 TU- 657
12/2018: EX-614 EQ-613 TU-633
Capital one platinum 500 (12/2015)
Fingerhut 1600 (4/2018)
Kohl’s 300 (6/2018)
American eagle federal credit union secured card 250 (9/2018)
Credit one 400 (10/2018)
Victoria's Secret 200 (1/2019
Discover IT 700 (1/2019)
I really suggest that you start gardening for about a year. If you apply anyting soon, it will definitely look like you are desparate for credit since most inquiries and new accounts are so recent.
Here's the sig on your profile
Thank you for that info! Since I’m fairly new here, I’m not 100% sure on all the acronyms yet! Lol. What is AAOA and AOYA?
Welcome to My Fico!!
Age of oldest account, Average age of accounts, Age of youngest account; are the ages to pay attention to.
Here's a link to the most common abbreviations.