I had an approval with a 635 equifax fico score and got 1700 but i had some baddies on the cash rewards card. Me personally i would apply for the best card i would get approved for. its either the gorewards or nrewards i believe but i think you would get a good limit with cash rewards but obviously you can make your own decisions. hope this helps
When it comes to NFCU all their cards have similar if not the same UW criteria,maybe the Flagship is harder, not sure, but either way apply for the card that would benefit you and not the one that is perceived to be easier to get. Your overall profile will determine approval and your SL, so apply and don't sweat it, good luck.
All are same except Flagship because of the $5k minimum.
I like the Go because of the higher tier rewards and the bonus offer right now being offered.
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Agreed as others have said
All the same ...except Flagship ( which is only for above 5k level)
So if one is ASKING...I'd duck the Flagship....apply for what you'd LIKE the have and IF you're approved at the 5k level or above
it's a Siggy anyway....
So no harm no foul...but swing for the Flagship fence unless you're pretty SURE you're gonna get THAT one
That is again ONLY if you WANT that card
IMO it isn't my cup of tea ( I have a cashRewards @22k) and I would NOT trade it for the Flagship b/c I like 1.5% cash back on
everything that doesn't expire w/ zero AF =Simple
Flagship = $49 AF (No thanks) points vs cash back (sorry I prefer CASH) the 'best' Apr is 10.24 ( the worst of their cards) vs
the cashReward 9.9 or 9.74 for GO or 9.24 nRewards or even 8.74 for the Platinum (the best rate card)
Think about what floats your boat regarding points, rewards or cash then app up
Good Luck...report back