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Nfcu decision makes no sense

Valued Contributor

Re: Nfcu decision makes no sense

@armymed80 wrote:
... Wait for the letter and reference the reasons. Fix. And reapply a few months from now and things will work out.

Adding to this excellent reply: take the secured card and build an internal score. It will graduate & a 2nd card will follow.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board

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