Care Credit pulled TU for my account in WA state. You might want to see if your provider accepts Alpaeon. It's similar to Care Credit but back my Comienty. I needed to have a procedure in 2016, and I was only approved for $1k CareCredit. Alphaeon approved me for $6k. My scores were all between 580 and 600.
I wouldn't recommend that route if a procedure you want and don't need, but it was interest free financing like care credit.