Oh Discover - 'Denied' prequalified offers - Page 2 - myFICO® Forums

dsotm76 · ‎10-26-2019

In short....
We can't make money off of you and your 800+ FICO so we don't want your business....
Enter generic denial reasons.
Sorry about the denial OP.

Whoa! Is this true?!?! If you're over 800 with your FICO, Discover will turn you down? :-O

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Best Buy Citi Visa ($9950) - Chase Freedom Flex ($7700) - NHL Discover IT ($7000) - Apple Card ($6000) - Delta Gold AMEX ($6000) - Hilton Honors AMEX ($5000) - Barclay View ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Goal - To get in with Chase.

(ACHIEVED!)

Anonymous · ‎10-26-2019

LOL at least they told you not to apply.

What would be worse is applying based on a pre-qualified offer and the being denied while wasting a HP.

jpro · ‎10-26-2019

Seriously? I did not know this. Wow.

Current Cards

TSlop · ‎10-26-2019

@dsotm76 wrote:
In short....
We can't make money off of you and your 800+ FICO so we don't want your business....
Enter generic denial reasons.
Sorry about the denial OP.
Whoa! Is this true?!?! If you're over 800 with your FICO, Discover will turn you down? :-O

Back before I joined these forums and learned about 5/24 with Chase, I would have never in the world thought that I could be turned down for a credit card around that score. I've only been turned down once and it was for my very first credit card (due to no credit). Now I'm scared to apply for Chase cards because I could get a denial since I'm 6/24 with 800+ credit score. I'm not really worried about a wasted HP.... it's more the emotional toll a denial will make....