Out of curiousity, I thought I'd see if I could get Overstock SCT pop up. I dropped in a $4000 TV and checked out as a guest. I entered my information and the pop up happened. For those with experience with Overstock SCT, is that any indicator that I might get a line of $4k or higher?
If you're preapproved, the credit limit is almost always set based on the information they already have on you. They are just not showing you the credit limit until you accept the pre-approval app. It doesn't matter how much is in your cart (from my experience). Just accept the card, then request a CLI on activation if the limit is not high enough for you.