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PENFED Turned me down 1/22/20

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Anonymous
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PENFED Turned me down 1/22/20

PenFed Turned me down 1/22/20 stating too many new accounts.  When should I try again?  My scores are at 766 across the board now and I pull in over 100k with 12k debt

Message 1 of 5
4 REPLIES 4
hawkins
Frequent Contributor

Re: PENFED Turned me down 1/22/20

PenFed is pretty new account sensitive these days so if you are in that category best to wait till you are something like 5/24 or less. Also keep your util down on existing lines. Otherwise you will keep wasting HPs. Best of luck to you.

Message 2 of 5
ecxpa
Valued Contributor

Re: PENFED Turned me down 1/22/20


@Anonymous wrote:

PenFed Turned me down 1/22/20 stating too many new accounts.  When should I try again?  My scores are at 766 across the board now and I pull in over 100k with 12k debt


Lots of accts are frowned on by many lenders..........just curious is that 12K debt credit card or overall debt?   If it is credit card debt that is pretty stiff especially if you are carrying balances.

Message 3 of 5
Meanmchine
Super Contributor

Re: PENFED Turned me down 1/22/20

6 months

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 4 of 5
Anonymous
Not applicable

Re: PENFED Turned me down 1/22/20

overrrall debt

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