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PenFed Membership Approved

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Established Contributor

PenFed Membership Approved

I applied online but app didn't go thru.. was told to call in.. called was approved n was given membership number but can login to account until I receive code in the mail.... was asked if I wanted to apply for a credit card, loan, etc I picked the Platinum Cash Rewards.... not sure if that was the right card to pick as a new member but was told it went over to underwriter should hear something 24 to 48hrs..... my EQ score is 690 with 9inqs 11% Util....... Pray for me! 

Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 1 of 8
7 REPLIES 7
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Moderator

Re: PenFed Membership Approved

Congrats on the membership my guess is you will be good and approvedSmiley Happy.. Let us all know!

Message 2 of 8
Established Contributor

Re: PenFed Membership Approved


@CreditCuriousity wrote:

Congrats on the membership my guess is you will be good and approvedSmiley Happy.. Let us all know!


Thank you! I hope so

Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 3 of 8
Established Contributor

Re: PenFed Membership Approved

I'm praying for you. Good luck!!
Message 4 of 8
Community Leader
Super Contributor

Re: PenFed Membership Approved

Good luck! Let us know how it goes!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 8
Established Contributor

Re: PenFed Membership Approved


@micheland30 wrote:
I'm praying for you. Good luck!!

Thank You!

Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 6 of 8
Established Contributor

Re: PenFed Membership Approved


@Musiclover wrote:

Good luck! Let us know how it goes!


Thank You! Will do

Current Fico EQ 690 TU 689 EX 651 Goal-780+
In My Wallet- Credit One Visa $1350 Credit One MC $650 Discover it (07/15) $3.9k VS (05/15) $1550 Apple Barclay (08/15) $4K Paypal MasterCard (08/15) 8K Amex ED (08/15) 2K BMW Auto (12/15) BMW Visa (12/15) 2.5K Cabela's Visa 3K (1/16).Virgin America Visa 2.9K (1/16) Care Credit 2K (03/16) Stash Visa 8K (03/16) Capital One QS1 3.5K (03/16) Marvel MasterCard (04/16) $250 Penfed Cash Reward $13,5K Penfed PLOC 8K (04/16) Barneys 4.75K (04/16) Macys $1200 (04/16) NFCU GoR $17.9 (05/16) NFCU CLOC 15K (05/16) Walmart 07/17 $700--Back in the garden until early 2018--- Time to pay down some of these bills
Message 7 of 8
Community Leader
Senior Contributor

Re: PenFed Membership Approved

Congrats on your membership and welcome to PenFed.  In my experience they're pretty decent folks.  As far as your score, PenFed uses a NextGen score which in my situation, was drastically lower than my Fico 08...still enough to be approved for the Promise Visa, but still about 30points lower than my 08 score.  Do come back and chime in and share your results...best of luck to you!

Message 8 of 8
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