PenFed - any idea when the next ARs (account reviews) will be done?

[myquestionsfico]

Any idea when the next PenFed ARs are going to be done?  Thinking of applying for their Platinum rewards card or a CLI, but I'd prefer to wait if there is an upcoming AR and save myself the guaranteed hard pull.

[AverageJoesCredit]

Unless you get an offer for cli, id expect a hp for any request you initiate.

[CramEiko]

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@AverageJoesCredit wrote:
Unless you get an offer for cli, id expect a hp for any request you initiate.

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+1

I've had 2 CLI's in a little over 2 years. I only went for a CLI when I had an offer to do so. It will look as if they are offering your same card to you with a specified limit amongst other offers. That's your CLI. No HP's but it will look as if you are getting an additional same card. Somewhere towards the end they will ask if you want a new card or have it applied to your current card. It's pretty easy. Just follow the steps provided. Provided that you do get an offer? 

Good Luck!

[addicted_to_credit]

You can go to annualcreditreport.com and pull all 3 and at the end of the reports it’ll show you soft pulls and should give you a description of what the sp inqs are for. With all that said if you request a cli or new card I’d expect a HP.

[myquestionsfico]

I have an offer for the same card at the center top of the page along with my fico score and auto loans. Are you referencing those offers or the ones at the bottom right hand side of the page?

[Ms6Footer]

I called in to ask about that because I have the same thing. They told me that would be a hard pull unless there was an offer code? I’m not sure she understands my question but I’m not sure I want to risk it right now. But I am following.

[myquestionsfico]

I'm unclear if you are referring to the offers at the top middle of the screen (which seem general in nature) on the bottom right under 'other offers'. 

[AverageJoesCredit]

Any personal offers will be at bottom . Those big banner ones are pure marketing. Lol or in my case the closest ill ever get to touching a real live PF cc

[myquestionsfico]

Does anyone know the schedule for ARs at Penfed? Did anyone have recent one?

[AverageJoesCredit]

Its been ages since i remembered their schedule . Let me ping a current member lol @tcbofade . Maybe he will know?