PenFed: what's TOO much in 90 days?

[Anonymous]

Started w them in 12/15 w a car loan. 

Apped 4-1-16 for Sig, HP of course, approved, very nice limit. 

Apped 4-8 for 4K PLOC, declined. 

Apped 6-1 for Promise, approved, nice limit. 

Apped 6-1 for Thrifty check for total 1K overdraft, approved after review. 

Called in last week for Thrifty checks and CSR 'recommends' while we're chatting a CLI on Sig, "it will only take a minute."  Declined---"not enough history". 

I was entertaining the thought of apping for the AE travel card before my times up on 4-1 HP then take the rest of the year off w them. Forum's thoughts?

ps. No additional SP's or HP's incurred whatsoever. 

[Anonymous]

I wouldn't worry about apping too much during the 90 days that you can.  The worst they can do is deny you.  My DH joined Penfed in December also, and he's apped and requested CLI's quite a few times.  He's been approved for some and denied others.  Used a hp on May 1st, so I'm sure he'll app again for the Travel Amex and maybe try for a few more increases.  Good luck if you decide to app for that Travel Amex! 

[RonM21]

As long as they don't HP for anything during that time, I agree, I don't think it is an issue. There really is nothing to lose in that situation.

[Anonymous]

Agreed but I just don't want to raise any flags etc ...

[morgacj2004]

I was approved for the Plat Rewards. Will wait until first payment posts an App for second card. Don't want to get too greedy.  If I was u I would hold off for awhile.