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FROM: First, Last Name
ADDRESS:
PHONE:
TO: PenFed Credit Union
ADDRESS:
Date: 3/13/2018
To Whom It May Concern,
I'm writing this letter in regards to a credit card application that was processed on "date", application # is .....
The reason for this letter is to request reconsideration on the application. The reason for the denial was listed as a "list the denial reason".
The reason why that shows on my credit report is because......."explain here"
The reason for the application for the "credit card name" is because....'explain here"
As you can see on my report, nothing else is negative. I ask that you please reconsider the application for approval. I want to start building a relationship with PenFed.
Thank you very much for your time.
Respectfully,
Full Name
Signature
Phone #
@Anonymouswrote:Definitely recon. Even if you don't get the card, you get a human to look at your report and application and tell you specifically what they are seeing that makes you not a suitable candidate for this product, and there may be a chance for you to fill in the gaps and provide some color on the things for which they are concerned.
I would just call the customer service number. As someone said, they may ask you to send a letter and you may get a call since you completed the survey. I understand from the forum that they do not like getting low scores on the surveys.
I spoke with a rep earlier that's how I found out I was denied.... she put me on hold and came bacj and said I was denied for this reason: LEN OF TIME ACCTS ESTABLISHED
TOO FEW BANK REVOLVING ACCOUNTS
@Anonymouswrote:
So what, more power to you :-) tell them you want to build that as well with PenFed and not other banks.
Just called she said for me to send an email in stating why I want to be reconsidered for the card
@Anonymouswrote:
So what, more power to you :-) tell them you want to build that as well with PenFed and not other banks.
Sent email in and the waiting game starts..... how long before they respond and how do they respond?
@Anonymouswrote:
You’ll get a call
Okay, Thanks for your help I really appreciate it and I'll keep you posted
@Anonymouswrote:
It took a few days for Penfed to get back to me after I reconned..
Good luck on your recon!!
Did your recon work?