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Penfed Visa

Valued Contributor

Penfed Visa

App few hrs ago and got

Your application is under review.

aka:

PENDING WITH LOAN OFFICER

 is this normal with them?

 

Message 1 of 22
21 REPLIES
Community Leader
Senior Contributor

Re: Penfed Visa

It is indeed normal...and they're usually pretty quick with their response.  You should hear something from them by end of business.  

Message 2 of 22
Community Leader
Super Contributor

Re: Penfed Visa

Yes, that is how they do business. You should hear later today. Good luck!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 758; TU: 746; EQ: 762
Message 3 of 22
Valued Contributor

Re: Penfed Visa

With nfcu was instant, 23k.

Message 4 of 22
Valued Contributor

Re: Penfed Visa

Just checked app and still shows:Your application is currently pending review by a Loan Officer

Message 5 of 22
Community Leader
Senior Contributor

Re: Penfed Visa


peghede wrote:

Just checked app and still shows:Your application is currently pending review by a Loan Officer


You can call in if you'd like and they'll get an answer from a loan officer while you wait on the line.  

Message 6 of 22
Valued Contributor

Re: Penfed Visa

Decision:

Your application has been referred to a Loan Officer.
wow after so many hours..i guess ill wait more , don't wanna call them since they not friendly with me like nfcu or psecu.

 

Message 7 of 22
Valued Contributor

Re: Penfed Visa

maybe they forgot about this app?should i send another one

Message 8 of 22
Valued Contributor

Re: Penfed Visa

NO, do not send another. If you like give them a call.

It can sometimes take 2-4 days. I have had instant approvals and to also wait 4 days with PenFed.

 

Good luck!

Message 9 of 22
Valued Contributor

Re: Penfed Visa

why is taking so long for approval or declined, and lots of ppl saying how great is penfed.lol

Message 10 of 22