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Penfed chances

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Re: Penfed chances

Not too much to add except, I have a $4K PenFed Power Cash Rewards Card. Took a quick look at it and it is not a Visa Signature. It is regular Visa. 

"Hover mouse over cards to see CL and APR info"

Message 11 of 16
Frequent Contributor

Re: Penfed chances

If you get a PCR’s Card with a limit of at least 5K you get the signature version. Less than that you get the platinum version. The platinum will never be upgraded to the signature version even if your limit increases to 5K. I have one of each flavor.
Message 12 of 16
Frequent Contributor

Penfed Pathfinder chances

In the past I accidentally burned Amex. Now that I am back on track I have been looking at the cards Penfend has to offer and I am kinda interrested in the Pathfinder card which uses the Amex network. Will my past with Amex keep me from getting the Pathfinder?
Message 13 of 16
Community Leader
Super Contributor

Re: Penfed Pathfinder chances

No, the Pathfinder card just uses the AMEX network to process transactions that's it. Penfed will be the financial institution you'll be dealing with as far as seeking an approval.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 14 of 16
Valued Contributor

Re: Penfed Pathfinder chances

I burned Amex and got a Propel Amex card.


Rebuild started in 2014  -  $100k total unsecured credit in 2017  -  $200k+ total unsecured credit in 2019.


       10% Rotating - Discover                             5%-20% - Amazon & Lowes                       6% Groceries - Amex Preferred (DW)
       5% Gas & Sporting - Ducks Unl                 4% Dining & Entertain - Savor                   3% Travel & Hotels - Propel & Uber
       2% Everything Else - Venture                    1% Cancer Charity - Fifth Third                 0% Financing Promos - QuickSilver

Message 15 of 16
Regular Contributor

Re: Penfed Pathfinder chances

Nope, I burned amex in bk and took me 2 yrs post bk to receive my first product with penfed. Always put your real salary cuz they can request POI. 

EX 687
EQ 694
TU 684
BK 7 D/C Dec. '16.
Message 16 of 16