Pentagon Federal Credit Union Data Share

[AllZero]

It's nice to receive offers besides the Turbo Tax. I don't need an auto loan at the moment. Was hoping for a SP CLI.

[Traveler101]

Good that you got an offer though. Just hung up the phone with them. I got the limit increase of 7500. Was going to use same pull and open another card. I always tey and get as much mileage as I can out of a hp. Anyways, I was in time, withdrew app for another card. Im 4 months away from 2 cc in 2 years. Really dont need it at the moment, and not really what I wanted. Im happy I got it stopped.

[AllZero]

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@Traveler101 wrote:

Good that you got an offer though. Just hung up the phone with them. I got the limit increase of 7500. Was going to use same pull and open another card. I always tey and get as much mileage as I can out of a hp. Anyways, I was in time, withdrew app for another card. Im 4 months away from 2 cc in 2 years. Really dont need it at the moment, and not really what I wanted. Im happy I got it stopped.

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Glad you had the will power. It's hard to say no to more CLI or new cards.

[Traveler101]

Thanks @ALLZERO. Yes it is. But getting a card just to have it didnt make any sense. In the meantime, my accounts age and score goes up. Gets me to where I wanna be, without regret. Pretty dang proud of myself for that one. Yes, other cards in future, when its rite.

[thornback]

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@AllZero wrote:

It's nice to receive offers besides the Turbo Tax. I don't need an auto loan at the moment. Was hoping for a SP CLI.

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Sorry it wasn't the type of offer you were looking for -- but the way I see it, just getting an offer is a pretty magical accomplishment - so congrats !!   I still have yet to get any offers fromt them *sigh*.   

[Anonymous]

I finally got my first offer. Same auto loan as listed already. 

Does anyone one know how long these are good for? I have a lease coming up in April. 

Also it says I need to fill out an app? Are these preapproved or are they just offers to apply and you might be denied? 

[Anonymous]

I've had a CC with them for just a few shorts months now and I finally got the same auto loan thingy.

[Shann0n_marie]

How do I locate my current offers thru PenFed?  

[Anonymous]

Hi Thank you for the valuable information. I received PenFed prequalification recently but I received advice to clean up my records first which is a very good idea. I have at least 1.5 months to payoff and pay down other accounts balance. No Derog Total EQ Inquiries: 10 from 06-14-2018 to 03-01-2019 Last 12 months: 3 (autoloan) Last 6 months: 0 New Accounts in last 12 months: 2 (one Refinance and one new Auto loan) Last 6 months: 0 EQ is probably around 720s. By the time I am applying the last 3 inquiries of 2019 would be more than 1 year old. I will post here again with the result once I applied at the end of Mar 31st 2020.

[Shann0n_marie]

Does anyone know if they are Ch 7 BK friendly (almost 1 year post discharge with re-established credit) for an auto loan?