@Wavester64 wrote:
@Anonymous wrote:
Lollll!!!
CreditLuv-- no POI required. I am actually half and half w2 and independent contractor of sorts as a private duty nurse. It gets very complicated in nursing -- overall income varies, but averages out to be about $90k but much more if counting my partners income, which PENFED allowed.
Started at $5k. CLI to $10k after 31 days and CLI to $22.5k after under 3 monthsWere the CLI requests done online?
I don't think Joeyzoom416 will reply to you anytime soon.
CLI can be requested over the phone or online.
@AllZero wrote:
@Wavester64 wrote:
@Anonymous wrote:
Lollll!!!
CreditLuv-- no POI required. I am actually half and half w2 and independent contractor of sorts as a private duty nurse. It gets very complicated in nursing -- overall income varies, but averages out to be about $90k but much more if counting my partners income, which PENFED allowed.
Started at $5k. CLI to $10k after 31 days and CLI to $22.5k after under 3 monthsWere the CLI requests done online?
I don't think Joeyzoom416 will reply to you anytime soon.
CLI can be requested over the phone or online.
Thanks @AllZero 
Is it still true that the initial HP for the app for one of their cards is still good for 30-days for other products or a CLI request?
Agreed with AJC. I would expect a hard pull and be thankful if it's not.
As a DP - joined PenFed on 5/4 via SP. Was sent a pre-approved mailer for Power Rewards card today 5/14 (that was fast!). Was told by CSR that applying for the card would be SP, but I don't believe that. Don't need the card now or the score hit now so won't be applying. Frankly, I was really surprised to get a pre-approved offer after a SP membership without any credit products with them currently. They've never HPed me.
4/7/2020 EQ9 FICO scores has been updated.
@Anonymous wrote:Approved for penfed power cash rewards card. 7,500 sl. 4 Inquiries in last 12 months. 3 cards in the last 12 months. 3 and a half years post bankruptcy. I have 6 other credit cards and continue to rebuild. Over 10 years history of mortgage payments. Over 2 years aaoa. My oldest credit card after the bankruptcy will be 2 years old next month. When Penfed pulled my fico it was 707. No late payments since the bankruptcy. Ive Been a member of penfed for almost 3 months.
Congratulations on your approval!
@Anonymous wrote:
@AllZero wrote:4/7/2020 EQ9 FICO scores has been updated.
If OFFERS are coming is this the trigger? Would the offers show when the score updates?
I'm not sure on the trigger. I've read the quarterly offers are in January/April/July/Oct. If offers are given, perhaps they will show during those months?