Pentagon Federal Credit Union Data Share

[baller4life]

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@12njoy wrote:

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@baller4life wrote:

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@12njoy wrote:

@I went ahead and applied for a PLOC @ 15k.  It told me the APR and some other information like payment date, maturity date etc...  but the app went pending after all that.

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Good luck 12! Be sure and update your data post if approved.

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Denied. They want to see payment history on new Penfed account which is understandable.  No harm, no foul.   Couldn't tell me my next gen score but said I'll recieve a letter with it

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12 you didn't have a Risk in Lending letter in your Messages? They sent mine's immediately. It has your Nextgen score.

[12njoy]

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@baller4life wrote:

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@12njoy wrote:

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@baller4life wrote:

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@12njoy wrote:

@I went ahead and applied for a PLOC @ 15k.  It told me the APR and some other information like payment date, maturity date etc...  but the app went pending after all that.

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Good luck 12! Be sure and update your data post if approved.

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Denied. They want to see payment history on new Penfed account which is understandable.  No harm, no foul.   Couldn't tell me my next gen score but said I'll recieve a letter with it

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12 you didn't have a Risk in Lending letter in your Messages? They sent mine's immediately. It has your Nextgen score.

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no nothing in messages

[baller4life]

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@12njoy wrote:

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@baller4life wrote:

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@12njoy wrote:

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@baller4life wrote:

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@12njoy wrote:

@I went ahead and applied for a PLOC @ 15k.  It told me the APR and some other information like payment date, maturity date etc...  but the app went pending after all that.

---

Good luck 12! Be sure and update your data post if approved.

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Denied. They want to see payment history on new Penfed account which is understandable.  No harm, no foul.   Couldn't tell me my next gen score but said I'll recieve a letter with it

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12 you didn't have a Risk in Lending letter in your Messages? They sent mine's immediately. It has your Nextgen score.

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no nothing in messages

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Odd. Ok look out for it in the mail.

[ddemari]

My promise visa was first, then immediately after I did travel Amex. The starting limits were like night and Day! Gold visa was around Dec. 2015, 4 months after the first two.

[ddemari]

They sent mine the very next day. 

The email with my nextgen 

[Anonymous]

I applied for 15k PLOC too - says approved pending income verification so I sent in my last 2 pay stubs.

Only sucky thing is last month was finals at school so I didn't work any overtime, which usually I get 2+ hours per week (which adds a little chunk of change to each paycheck).

[12njoy]

Thanks Baller and DD.  Decided to hit Discover up for a new card.  Pulled EQ and wanted EX too but wasn't going for that.  Approved for 2nd IT card but only 1500.  Hopefully it'll grow like my first card did.

[baller4life]

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@Anonymous wrote:

I applied for 15k PLOC too - says approved pending income verification so I sent in my last 2 pay stubs.

Only sucky thing is last month was finals at school so I didn't work any overtime, which usually I get 2+ hours per week (which adds a little chunk of change to each paycheck).

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You should be fine. If they question it, just explain it to them!

[Anonymous]

Product approved and Limit: penfed promise 5k
EQ Fico Score:  702
Penfed Nextgen Score:  695
AAOA: 9 month
Derogs?: If you have a BK please list type and discharge date!
Util: 15%
Total EQ Inquiries:10
Last 12 months: 5
Last 6 months: 3
New Accounts in last 12 months: 19
Last 6 months: 4

[baller4life]

You guys give hope to those out there scared of being accused of walking like an Egyptian! Loving the data. Keep it coming!!