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Pentagon Federal Credit Union Data Share

Regular Contributor

Re: Pentagon Federal Credit Union Data Share

Uggh ok! I’ll keep that in mind! Thanks I kinda miss navy lol but they were in my Bk so that will not happen lol
Image result for penfed cash rewardsImage result for paypal creditImage result for discover credit card
BK-9/17
BK Discharge- 1/18
Scores before discharge -EQ-679 , Trans-525, EX-535
After Discharge Scores EQ-620, Trans-573, EX-569
About a month after Discharge Scores
EQ-657,Trans-585, EXP- 622 Smiley Happy
Current Scores EQ-738, Trans-634, EXP-643
Message 5111 of 5,337
Valued Contributor

Re: Pentagon Federal Credit Union Data Share


@wrote:
Uggh ok! I’ll keep that in mind! Thanks I kinda miss navy lol but they were in my Bk so that will not happen lol

I'm sorry that sucks...  I dont know if my rebuild would have went as well as it did without navy..  



Starting Score: TU 504 EQ 525 EX 535 (4-4-17)
Current F8 Score: EQ 644 TU 650 EX 670 (5-23-18)
Goal: 680 then 800 club across the board
Inquiries: over character limit
I'm not totally useless... I can be used as a bad example.
Message 5112 of 5,337
Regular Contributor

Re: Pentagon Federal Credit Union Data Share

I hear you there a lil more lient! But hey I have discover and it’s only 4 months old so I’m hoping for a increase and get it unsecured at 7 months! And I have a Amex app pending then I’m done for a year! Lol
Image result for penfed cash rewardsImage result for paypal creditImage result for discover credit card
BK-9/17
BK Discharge- 1/18
Scores before discharge -EQ-679 , Trans-525, EX-535
After Discharge Scores EQ-620, Trans-573, EX-569
About a month after Discharge Scores
EQ-657,Trans-585, EXP- 622 Smiley Happy
Current Scores EQ-738, Trans-634, EXP-643
Message 5113 of 5,337
Valued Contributor

Re: Pentagon Federal Credit Union Data Share


@wrote:
I hear you there a lil more lient! But hey I have discover and it’s only 4 months old so I’m hoping for a increase and get it unsecured at 7 months! And I have a Amex app pending then I’m done for a year! Lol

I wish you the best on that, i got one of those. It did graduate in 7 months, and now i'm going on a year with no increase beyond the 200 i started with.  Amex is good, i wanted a BCE, but so far its the only card i cant seem to get Smiley LOL



Starting Score: TU 504 EQ 525 EX 535 (4-4-17)
Current F8 Score: EQ 644 TU 650 EX 670 (5-23-18)
Goal: 680 then 800 club across the board
Inquiries: over character limit
I'm not totally useless... I can be used as a bad example.
Message 5114 of 5,337
Regular Contributor

Re: Pentagon Federal Credit Union Data Share

Really 😩 that’s what I appd for bce ..and that makes me mad lol I see pp that graduate get their deposit back and a increase! 🤷🏽‍♀️
Image result for penfed cash rewardsImage result for paypal creditImage result for discover credit card
BK-9/17
BK Discharge- 1/18
Scores before discharge -EQ-679 , Trans-525, EX-535
After Discharge Scores EQ-620, Trans-573, EX-569
About a month after Discharge Scores
EQ-657,Trans-585, EXP- 622 Smiley Happy
Current Scores EQ-738, Trans-634, EXP-643
Message 5115 of 5,337
Valued Contributor

Re: Pentagon Federal Credit Union Data Share


@wrote:
Really 😩 that’s what I appd for bce ..and that makes me mad lol I see pp that graduate get their deposit back and a increase! 🤷🏽‍♀️

My scores are still low, so i get it.  i just wish they would "man up" and tell me that instead of that crappy letter stating i dont have enough experience with my current credit limit. Its the only limit i've ever had with them.   

 

For the amex, i know income plays a factor with them. if you have higher income you can get away with a lower score.  My delta i just barely got as its got the low 1k you were just barely good enough to get this limit.  my EX at the time was 634



Starting Score: TU 504 EQ 525 EX 535 (4-4-17)
Current F8 Score: EQ 644 TU 650 EX 670 (5-23-18)
Goal: 680 then 800 club across the board
Inquiries: over character limit
I'm not totally useless... I can be used as a bad example.
Message 5116 of 5,337
Regular Contributor

Re: Pentagon Federal Credit Union Data Share

ah okay! they keep saying I habe a BK reporting but i dont! smh

 

and i just tired to get a PCLO with pen the loan officer had the nerve to call me and ask why i was applying for so much credit mind you it was only 1000! im kind of taken back ..bish maybe becuse im trying to establish history! **bleep** I do have 2 auto loans with them a  CLO of only 500 bucks! and just got a pproved for their lil credit card! lol like really lady..up until now i only had 1 credit card i want 3 or at least 2! smh

 

I feel like writing a letter! 

Image result for penfed cash rewardsImage result for paypal creditImage result for discover credit card
BK-9/17
BK Discharge- 1/18
Scores before discharge -EQ-679 , Trans-525, EX-535
After Discharge Scores EQ-620, Trans-573, EX-569
About a month after Discharge Scores
EQ-657,Trans-585, EXP- 622 Smiley Happy
Current Scores EQ-738, Trans-634, EXP-643
Message 5117 of 5,337
New Visitor

Re: Pentagon Federal Credit Union Data Share

I just want to make sure I've read your posts correctly. 

 

Did you get approved for the PenFed Power Cash Rewards credit card by YOURSELF only on the app and just 2 months after your Chapter 7 BK discharged???

Message 5118 of 5,337
Established Contributor

Re: Pentagon Federal Credit Union Data Share


@peghedewrote:

Denied for card, after speaking with them was told to much credit avl ,dude told me i have 1.4 mill in credit cards and they like to see around 35k in limits on cards, he suggested to reduce my avl credit in order to get their card(yeah right)

He was excited looking at my report for almost 20 min lol.

HP EQ Fico8 850.


Duuuude....🤩 80k FLAGSHIP. NAVY LOVE YOU!! 😂😂😂😂

Message 5119 of 5,337
Valued Member

Re: Pentagon Federal Credit Union Data Share

@ten750 They have a glitch in their system where they store the first report filed & this they may not be looking at your current file. This happened to me in Dec, I wound up getting several HP before we figured out what happeend. Call & speak to supervisor
& make sure they’re viewing your most recent credit report.
Scores: Fico 8: 722 EQ | 734 TU | 722 EX
PenFed Auto: $46K | PenFed PCR: $10K | Amex BCP $5K | Cap1 QS: $3250 | Cap1 Plat: $600 | Chase: $500 | Comenity: $2500 /$1200/$850
Message 5120 of 5,337