Proof: Discover has tightened up CLI requirements.

[AverageJoesCredit]

If Discover is giving me, literally POOR AJC, 5k increases, then you know THEY ARE TIGHTENING UP

[Anonymous]

Maybe they just went Robin Hood on you

[nykos5000]

I recently applied for a CLI on my IT card and I was denied due to "status of previous account." I burned Discover in my CH 7 back in 2016. They let me back in Dec 18 with a $10k limit so I can't complain too much. 

[CreditInspired]

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@nykos5000 wrote:

I recently applied for a CLI on my IT card and I was denied due to "status of previous account." I burned Discover in my CH 7 back in 2016. They let me back in Dec 18 with a $10k limit so I can't complain too much. 

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Yep, you were indeed blessed. 

[Anonymous]

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@nykos5000 wrote:

I recently applied for a CLI on my IT card and I was denied due to "status of previous account." I burned Discover in my CH 7 back in 2016. They let me back in Dec 18 with a $10k limit so I can't complain too much. 

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Wow, that's a short memory at ~2 years and with a 5-figure limit to boot.

[AverageJoesCredit]

Id say you cant complain AT ALL. Most of us would trade in our grandma for a 10k Discover lol, and getting it out of the gate after burning them 2 years earlier is amazing and mind boggling at same time

[Anonymous]

I'm still being denied for same reason not enough experience with current limit..
Only increase I've got was when my first card applied on 5/2018 was unsecured 12/2018 200-2000.
Both cards were approved almost exactly one year apart. I've had new card for four months now. Hopefully when they update my FICO score I will be approved. I have noticed a 3-4 soft pulls on Experian in last 45 days.
I'm actually shocked because I figured they would see my higher limit cards, and try and match them but maybe it worked out the other way.. o well there loss. Putting $1000 in auto repairs on my amex bbp instead since limit is 6k. The 2x MR'S are more lucrative than the 2% cb for me. C'mon Disco I really am sick of these twin 2000 limits lol.

[Anonymous]

Id say you cant complain AT ALLSmiley Wink. Most of us would trade in our grandma for a 10k Discover lol, and getting it out of the gate after burning them 2 years earlier is amazing and mind boggling at same timeSmiley Wink

+1

[CreditInspired]

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@Anonymous wrote:
This is what I was hopeful for, and I still think it will or should be the case. The thing is last year I didn't have any higher limit cards,(most 500 limits) and Disco was the first besides my Dcu visa 3k to give a decent limit. Now they have fallen behind and hope they attempt to take my #1 spot. I'm thinking they are going to give me a nice cli when they do. I've opened up 3 cards since May including 2nd disco so maybe they want to see me handle that new credit. O ya bipolar disco no rhyme or reason. The day after I got my Citi rewards with more than double the limit of Discover I noticed a disco sp the next day so I know they at least looked at my report since it hit. We will see.

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Hmmmm. That SP may have been to see how much new credit you are getting in a short period of time, which is a no-no. You may want to think about slowing down to one CC every 6-12 months. JMO

[AverageJoesCredit]

I shudder to think how many times Disco has sp'd me Yikes