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@nykos5000 wrote:I recently applied for a CLI on my IT card and I was denied due to "status of previous account." I burned Discover in my CH 7 back in 2016. They let me back in Dec 18 with a $10k limit so I can't complain too much.
DW burned them in 2014 for $1.4k, prequal actually states previous account as reason for no prequal. I guess their memory varies.
Just wanted share an very interesting dp for me personally. I have had 2 disco cards currently one at the moment...Disco Miles. Closed my IT card last year and combo’ed it into the miles for a $11,600 limit at that time this was around April 2018. Current limit is $13,000 so as you can see not much disco luv for me over that time frame😒 Any cli I would get would net me no more than $300-500 at a time which I fully accepted. Last increase was $500 then dd up to $1,000.
So tonight was very interesting as I had mashed the buttton just a couple days ago and was offered “ nada”. Hit the button tonight and was offered $1,000!! 🥳😀. This is absolutely the most I have been offered on a disco cli attempt. So it should have been a no brainer to except it and be grateful while moving forward Right??.... Nope!... Declined the offer and will try and take a page from BBS and come back to the table later on to see if I can yield a much higher offer. 😎
Question for those who have also tried this method. How long to you wait to make another request?
@credit_endurance wrote:Just wanted share an very interesting dp for me personally. I have had 2 disco cards currently one at the moment...Disco Miles. Closed my IT card last year and combo’ed it into the miles for a $11,600 limit at that time this was around April 2018. Current limit is $13,000 so as you can see not much disco luv for me over that time frame😒 Any cli I would get would net me no more than $300-500 at a time which I fully accepted. Last increase was $500 then dd up to $1,000.
So tonight was very interesting as I had mashed the buttton just a couple days ago and was offered “ nada”. Hit the button tonight and was offered $1,000!! 🥳😀. This is absolutely the most I have been offered on a disco cli attempt. So it should have been a no brainer to except it and be grateful while moving forward Right??.... Nope!... Declined the offer and will try and take a page from BBS and come back to the table later on to see if I can yield a much higher offer. 😎
Question for those who have also tried this method. How long to you wait to make another request?
I declined a $700 CLI on June 2 and requested another one again on Aug 3 and was instantly approved for a $3K CLI.
@CreditInspired wrote:
@credit_endurance wrote:Just wanted share an very interesting dp for me personally. I have had 2 disco cards currently one at the moment...Disco Miles. Closed my IT card last year and combo’ed it into the miles for a $11,600 limit at that time this was around April 2018. Current limit is $13,000 so as you can see not much disco luv for me over that time frame😒 Any cli I would get would net me no more than $300-500 at a time which I fully accepted. Last increase was $500 then dd up to $1,000.
So tonight was very interesting as I had mashed the buttton just a couple days ago and was offered “ nada”. Hit the button tonight and was offered $1,000!! 🥳😀. This is absolutely the most I have been offered on a disco cli attempt. So it should have been a no brainer to except it and be grateful while moving forward Right??.... Nope!... Declined the offer and will try and take a page from BBS and come back to the table later on to see if I can yield a much higher offer. 😎
Question for those who have also tried this method. How long to you wait to make another request?
I declined a $700 CLI on June 2 and requested another one again on Aug 3 and was instantly approved for a $3K CLI.
Thats certainly a nice increase from just hlding out abit longer. think I will give it a couple months and try again as I am in no hurry.
@AverageJoesCredit wrote:
Lol, declining luv from Miss Disco. #SadAJC panda🐼 🤨
Lol! IKR AJC! You have had a pretty good run lately. Kicking those ALC specials straight to the curb!!
@credit_endurance wrote:Thats certainly a nice increase from just hlding out abit longer. think I will give it a couple months and try again as I am in no hurry.
No harm in trying again often. I did weekly for example and every time I saw that $500 offer still sitting there I just declined it. You can wait a couple of months if you'd like, but without trying (checking, really) often the greater increase may be on the table far sooner and you just wouldn't be aware.
In your earlier post where you said that you tried for a CLI one day and then a few days later tried and were offered $1000, was there any discernable threshold(s) crossed over that span of a few days? I'm talking things like the 1st of the month, your statement closing date, a large payment made, etc?
@CreditInspired wrote:
@credit_endurance wrote:Just wanted share an very interesting dp for me personally. I have had 2 disco cards currently one at the moment...Disco Miles. Closed my IT card last year and combo’ed it into the miles for a $11,600 limit at that time this was around April 2018. Current limit is $13,000 so as you can see not much disco luv for me over that time frame😒 Any cli I would get would net me no more than $300-500 at a time which I fully accepted. Last increase was $500 then dd up to $1,000.
So tonight was very interesting as I had mashed the buttton just a couple days ago and was offered “ nada”. Hit the button tonight and was offered $1,000!! 🥳😀. This is absolutely the most I have been offered on a disco cli attempt. So it should have been a no brainer to except it and be grateful while moving forward Right??.... Nope!... Declined the offer and will try and take a page from BBS and come back to the table later on to see if I can yield a much higher offer. 😎
Question for those who have also tried this method. How long to you wait to make another request?
I declined a $700 CLI on June 2 and requested another one again on Aug 3 and was instantly approved for a $3K CLI.
@CreditInspired, not fair!, ..you got $500 more than me
@M_Smart007 wrote:
@CreditInspired wrote:
@credit_endurance wrote:Just wanted share an very interesting dp for me personally. I have had 2 disco cards currently one at the moment...Disco Miles. Closed my IT card last year and combo’ed it into the miles for a $11,600 limit at that time this was around April 2018. Current limit is $13,000 so as you can see not much disco luv for me over that time frame😒 Any cli I would get would net me no more than $300-500 at a time which I fully accepted. Last increase was $500 then dd up to $1,000.
So tonight was very interesting as I had mashed the buttton just a couple days ago and was offered “ nada”. Hit the button tonight and was offered $1,000!! 🥳😀. This is absolutely the most I have been offered on a disco cli attempt. So it should have been a no brainer to except it and be grateful while moving forward Right??.... Nope!... Declined the offer and will try and take a page from BBS and come back to the table later on to see if I can yield a much higher offer. 😎
Question for those who have also tried this method. How long to you wait to make another request?
I declined a $700 CLI on June 2 and requested another one again on Aug 3 and was instantly approved for a $3K CLI.
@CreditInspired, not fair!, ..you got $500 more than me
😂🤣😆