Q For those who have been DECLINED by PenFed

[Shooting-For-800]

I started off rough with them and now they treat me great!

(and my scores are actually lower now)

GL!

[addicted_to_credit]

It took me 4-6 months maybe #1 reason for declines was for # of inq's and new accounts. First card was approved at 15k and another about 2 months later at 25k. Both new accounts and inq's went up prior to getting each card. It is my understanding that penfed likes high scores and income...I have a FICO9 over 800 and my income is decent enough I suppose.

[Meanmchine]

Good luck on getting approved with Penfed

[Wavester64]

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@AverageJoesCredit wrote:

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@Anonymous wrote:

I joined PenFed in March '19 and was denied for the Pathfinder card. Also denied on recon.

I have never received a mailer or email for one of their cards, nor have I received any offers in my account.

I have not applied again, but have been thinking of going for the Power Cash Rewards since I don't have a 2% card yet. But may not apply since I don't take rejection well 😂

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@Anonymous  you should look into the PPMC its a really good card, not as hard to obtain , and no hoops to jump through

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Not seeing them via search @AverageJoesCredit , do you have a link?

[AverageJoesCredit]

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@Wavester64 wrote:

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@AverageJoesCredit wrote:

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@Anonymous wrote:

I joined PenFed in March '19 and was denied for the Pathfinder card. Also denied on recon.

I have never received a mailer or email for one of their cards, nor have I received any offers in my account.

I have not applied again, but have been thinking of going for the Power Cash Rewards since I don't have a 2% card yet. But may not apply since I don't take rejection well 😂

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@Anonymous  you should look into the PPMC its a really good card, not as hard to obtain , and no hoops to jump through

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Not seeing them via search @AverageJoesCredit , do you have a link?

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Sorry, are you referring to finding the PayPay Mastercard?  I kinda suck at links lol

[coldfusion]

SYN/PPMC is the Paypal Cashback Mastercard.   If you have a PayPal account you can log in and then apply, if not you will need to create one first.

[Wavester64]

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@AverageJoesCredit wrote:

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@Wavester64 wrote:

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@AverageJoesCredit wrote:

---

@Anonymous wrote:

I joined PenFed in March '19 and was denied for the Pathfinder card. Also denied on recon.

I have never received a mailer or email for one of their cards, nor have I received any offers in my account.

I have not applied again, but have been thinking of going for the Power Cash Rewards since I don't have a 2% card yet. But may not apply since I don't take rejection well 😂

---

@Anonymous  you should look into the PPMC its a really good card, not as hard to obtain , and no hoops to jump through

---

Not seeing them via search @AverageJoesCredit , do you have a link?

---

Sorry, are you referring to finding the PayPay Mastercard?  I kinda suck at links lol

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Haha I thought it was a credit union!  Don't mind me @coldfusion 

[coldfusion]

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@Wavester64 wrote:

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@AverageJoesCredit wrote:

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@Wavester64 wrote:

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@AverageJoesCredit wrote:

---

@Anonymous wrote:

I joined PenFed in March '19 and was denied for the Pathfinder card. Also denied on recon.

I have never received a mailer or email for one of their cards, nor have I received any offers in my account.

I have not applied again, but have been thinking of going for the Power Cash Rewards since I don't have a 2% card yet. But may not apply since I don't take rejection well 😂

---

@Anonymous  you should look into the PPMC its a really good card, not as hard to obtain , and no hoops to jump through

---

Not seeing them via search @AverageJoesCredit , do you have a link?

---

Sorry, are you referring to finding the PayPay Mastercard?  I kinda suck at links lol

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Haha I thought it was a credit union!  Don't mind me @coldfusion 

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I don't mind you haha.  Always enjoy reading your posts regardless.