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Question about Amex approval

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SouthJamaica
Mega Contributor

Re: Question about Amex approval


@biff-henderson wrote:

I've been wanting the HHSurpass since last year. I don't travel loads, but enough that I can make it worth the annual fee. Joined the Amex family with the BCP in Nov, and got a toy limit. Recently got a increase to $2K, and messages since offering me the Gold, Plat, etc. I decided I'd have a decent chance at a SP approval by this point, and didn't want to miss the elevated SUB.

 

Took a shot today and was immediatly approved. No metion of SL though :-/  mearly that card would darrive by the 12th. No message in email, no notification on app. Tried saving the approcal page as PDF to have a record, and it saved as the "Apply now and get a decisino in as little as ..." page. So far it seems as if it never happened.  Am I being impatient or is this normal? I swear with the other card I was told my limit on the approval page, and given the option to get my card number immediatly for use.

 

B.


I'm sure it happened. You can check your application status here:

https://online.americanexpress.com/eaol/statusCheckAction.do

Or you could call.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 11 of 13
biff-henderson
Contributor

Re: Question about Amex approval

Was notified card is in the mail today. SL $8K, and after checking status it now shows in app. Would have been nice 2 days ago when I had to buy a new bed set 😥, oh well. Hopefully Cap1 comes thru with the statement credit for using their discount link -- anyone have experience with that?

 

I'm honestly surprised Amex came thru with a nice SL as they grudgingly only gave me a 1x CLI on my BCP to $2K a month ago. I did update my financial info for investments (just retirement accounts) and linked my checking account a couple days before applying. Would that have likely had much of an effect? Neither were earth shattering.

 

B.

Message 12 of 13
lanemeyer
Established Member

Re: Question about Amex approval

@biff-henderson wrote:

Was notified card is in the mail today. SL $8K, and after checking status it now shows in app. Would have been nice 2 days ago when I had to buy a new bed set 😥, oh well. Hopefully Cap1 comes thru with the statement credit for using their discount link -- anyone have experience with that?



Congrats on the approval!  Regarding the Cap1 statement credits, I've used the Cap1 discount link for Lowe's a couple times this year, both times the statement credit hit my account after about 5-6 weeks. 
Message 13 of 13
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