Question about Wells Fargo active cash CLI Request
I've had my Wells Fargo active cash since September 1st 2021 and will be applying for a cli soon. I have a $6000 limit but been carrying around a $2000 balance that I pay every month. Would it help to apply for a cli with the balance or would it be better to pay it off before asking for an increase?
Revolving history: 2 years 4months across the board AAoA: TU: 5yrs 10months EX: 2yrs 2 months EQ: ~5yrs 6 months Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12 As of 10-5-2020
Quicksilver $3,000 Discover It Miles $17,500 Chase Freedom Flex $4,400 Amazon Prime Store Card $6,000 Walmart MC $2,500 Wells Fargo Active Cash $8,000 Citi Custom Cash $8,400 Verizon Visa $20,000
Re: Question about Wells Fargo active cash CLI Request
It really doesn't matter, you can request one as long as you've had the account open for at least 6 months. They'll let you know whether there are any available offers (via SP), otherwise it will be HP.