Just opened up membership with RBFCU/Alliant hoping to get their CCs at some point. I am recovering from Ch7, been a year and scores hovering around 650ish on the 3 main bureaus. Not in any hurry on applying, just wondering if anyone current members have experience/data points on scores they got approved for and how long would you wait before appling with a Ch7?
As always, thanks!
I am still in the 640 range, sitting on 10 inquiries on TU/EX and 6 on EQ so letting things marinate before I even try for anything else... thought mine was very high Maybe if I ever hit 720 again (my highest before my fiasco in 2017) I will give it a go.