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Ya, I have never had Sync pull EQ.
@Jnbmom wrote:
Synchrony never pulls EQ that I have seen.
They won’t recon either .
@Aloha808, unfortunately there's nothing that can be 'fixed' with the application denial as any system-declined decision cannot be overturned.
I'd also like to take this opportunity to provide a myFICO TOS reminder that it is against forum rules to discuss freezing one or two of your credit reports to force a potential creditor to pull a different one than they normally do. Thank you for understanding and cooperation.
@FinStar wrote:
@Jnbmom wrote:
Synchrony never pulls EQ that I have seen.
They won’t recon either .@Aloha808, unfortunately there's nothing that can be 'fixed' with the application denial as any system-declined decision cannot be overturned.
I'd also like to take this opportunity to provide a myFICO TOS reminder that it is against forum rules to discuss freezing one or two of your credit reports to force a potential creditor to pull a different one than they normally do. Thank you for understanding and cooperation.
Thank you, sorry about that.
45+ open accounts. Time to slow down. Sorry OP
@Meanmchine wrote:45+ open accounts. Time to slow down. Sorry OP
No worries lol, actually only 28.
In my experiance CSR do not actually know why you were declined. The best ones tell you they cannot say and wait for the letter.
I got the Rakuten card last year with a score barely over 700 (might not have actually hit 700 yet 695-ish iirc). Low limit of 2K. No movement even though Synchrony has given me more V/MC since then with much higher limits.
At the time I had not opened a new account in 5 months but had 4-5 new accounts in 12 months.
@Anonymous wrote:In my experiance CSR do not actually know why you were declined. The best ones tell you they cannot say and wait for the letter.
I got the Rakuten card last year with a score barely over 700 (might not have actually hit 700 yet 695-ish iirc). Low limit of 2K. No movement even though Synchrony has given me more V/MC since then with much higher limits.
At the time I had not opened a new account in 5 months but had 4-5 new accounts in 12 months.
Thank you, Good info!