Recon Klarna???

[Cheryla18]

Yes i app'ed for the Klarna even with low scores...but this is the only reason given :  You have less than 12 months of revolving bankcard payment history.

Anyone have any info on them?

Thanks 

Cheryl

[pizza1]

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@Cheryla18 wrote:

Yes i app'ed for the Klarna even with low scores...but this is the only reason given :  You have less than 12 months of revolving bankcard payment history.

Anyone have any info on them?

Thanks 

Cheryl

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Ive never heard of Klarna.  Is Klarna the name of the financing company? Are they like Lending Tree or something? Did you app for a loan or CC? 

[Cheryla18]

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@pizza1 wrote:

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@Cheryla18 wrote:

Yes i app'ed for the Klarna even with low scores...but this is the only reason given :  You have less than 12 months of revolving bankcard payment history.

Anyone have any info on them?

Thanks 

Cheryl

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Ive never heard of Klarna.  Is Klarna the name of the financing company? Are they like Lending Tree or something? Did you app for a loan or CC? 

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It was another option for  Overstock

[Anonymous]

I don't know the answer to your question, but maybe someone else will.  How does Klarna work?  I saw a post about it once before, but I don't know how it works.

[joltdude]

Klarna is like Bill me Later -Paypal Credit or  Affirm... not sure if there is a recon mechanism...

Klarnas twist is its designed to be paid in 30 days (like a charge card), but will revolve and charge interest if not paid in 30 days..

https://www.klarna.com/us

-J

[Aduke1122]

I don't know much about them besides I was offered thier card while buying something on Overstock, I did not take the offer, heck that was when my scored were barely hitting 600

[Cheryla18]

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@Aduke1122 wrote:
I don't know much about them besides I was offered thier card while buying something on Overstock, I did not take the offer, heck that was when my scored were barely hitting 600

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Was it a pop up saying you are pre approved? My score took a dipping due to New Cap One i just apped and got approved for and also Christmas spending. 

[Aduke1122]

Yes it was a pop up as I was checking out , and at that time my scores were still low enough that I could not get the Overstock SCT to pop up but the Klarna did .

[Anonymous]

I was going to suggest that the original poster try to see if she can get an Overstock card through the SCT instead of the Klarna.  I got my card that way.

[Cheryla18]

Tried SCT not working yet. It keeps what I put in my cart no matter how many times I open a new browser or use the incognito browser