Rejected by Chase for too many cards

[NRB525]

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@Anonymous wrote:

I got 100K in credit limit in one week, so I can't complaint.  Still, I really want those free nights at Fairmont (I did have some reservation once I hear about the haunted hotel in London) and Hyatt

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Congratulations on the credit increase.

Which cards did you get?

[Anonymous]

Citi Prestige, Chase Sapphire Preferred and Ritz.  The other half got Citi Prestige, British Airways

[NRB525]

Interesting. So are you going for the $10k spend to get the 75,000 miles on BA? Or $20k spend to get 100k miles?

[Anonymous]

20K, especially if I don't have to get the Hyatt and Fairmont card.  

[ddemari]

Call us screen from Chase no thanks for sure lol.

[Imperfectfuture]

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@ddemari wrote:
Call us screen from Chase no thanks for sure lol.

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To clarify, if you get that screen, yet wait it out, can still get approved?  Just for interest sake, since I have not been denied an app yet.

[CreditCuriosity]

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@Anonymous wrote:

They ask us to call on the screen, didn't say to wait it out.  It says we have to call to verify some information.  

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Never call even if they ask you to.. Many data points on this recently to.. People that don't call that asked to call usually show up approved next day.  Read alot of FT forum yesterday about this exact topic.  

[CreditCuriosity]

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@Imperfectfuture wrote:

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@ddemari wrote:
Call us screen from Chase no thanks for sure lol.

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To clarify, if you get that screen, yet wait it out, can still get approved?  Just for interest sake, since I have not been denied an app yet.

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If it says call wait it out if you have many new credit card approvals in the last 24 months as they look for reasons to deny a person.  Spent about 3 hours reading this exact thing on FT yesterday while waiting out my Hyatt application and trying to get data points.. Usually if you don't call it will show up next day.. Only time you might consider calling if your report is spotless and you haven't really opened any new accounts in two years, otherwise wait it out.. Co-branded doesn't follow the strict 24x5 rules as the CSP/Freedom, but they will look for a reason to deny you!

[12njoy]

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@CreditCuriousity wrote:

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@Imperfectfuture wrote:

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@ddemari wrote:
Call us screen from Chase no thanks for sure lol.

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To clarify, if you get that screen, yet wait it out, can still get approved?  Just for interest sake, since I have not been denied an app yet.

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If it says call wait it out if you have many new credit card approvals in the last 24 months as they look for reasons to deny a person.  Spent about 3 hours reading this exact thing on FT yesterday while waiting out my Hyatt application and trying to get data points.. Usually if you don't call it will show up next day.. Only time you might consider calling if your report is spotless and you haven't really opened any new accounts in two years, otherwise wait it out.. Co-branded doesn't follow the strict 24x5 rules as the CSP/Freedom, but they will look for a reason to deny you!

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This is so true.  I got approved for my last Chase card (Disney) and denied for Southwest all in the same call.  Now I had to call because they would not process my applications due to too many submitted (my own fault) but a pretty good batting average on my part with Chase.  Definitely do not call in unless absolutely required.

[ddemari]

Good to know. If i ever got the call us screen, i probably would have posted on here and then went from there lol. but my guy reaction always, never call and I never do. my apps dont process as fast as others do but they proces eventually and the account shows up. 

Like CC said, id only call them if I had a profile that was not indicating red flags and some raised eye brows from chase. so a normal person who may apply for 1-2 cards a year, sure call them up if you dont get an instant approval and your report is approval worthy.