Approved for Apple Card and Turned It Down

[Anonymous]

I applied for the Apple Card and was approved with a 10k limit and 12.99 APR. I also declined that offer since the limit was not worth the hard pull. Transunion score of 815; Experien score is 830. 

Gardening 17+ months! 

[CreditInspired]

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@Anonymous wrote:

I applied for the Apple Card and was approved with a 10k limit and 12.99 APR. I also declined that offer since the limit was not worth the hard pull. Transunion score of 815; Experien score is 830. 

Gardening 17+ months! 

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WooHoo. I’m not alone in my mission. Kudos to you!

[M_Smart007]

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@CreditInspired wrote:

I feel really good. I'm as tickled as the beautiful colors emanating from Apple/GS logo.

So finally, the Apple card populated in my wallet; and no, I did not get an email. I just checked my wallet and it was there.

I had already noted in an earlier post that I wanted to see a SL of at least $20K in order to temp me. (Honestly, I purposely put the SL high because I really do want to stay in the garden until April 2020.)

Well I did It! I clickied "No Thanks" to the SL of $7.5K. Now what surprised me was the 12.99% APR offered because so many others had been getting an APR of 17.99 - 23.99% with high scores. My score--790.

I did it! I stuck to my guns. I turned a CC down cold. It's a darn good feeling to reject a CC approval.

EDIT: Finally got the photo to upload.

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@CreditInspired wrote:

I feel really good. I'm as tickled as the beautiful colors emanating from Apple/GS logo.

So finally, the Apple card populated in my wallet; and no, I did not get an email. I just checked my wallet and it was there.

I had already noted in an earlier post that I wanted to see a SL of at least $20K in order to temp me. (Honestly, I purposely put the SL high because I really do want to stay in the garden until April 2020.)

Well I did It! I clickied "No Thanks" to the SL of $7.5K. Now what surprised me was the 12.99% APR offered because so many others had been getting an APR of 17.99 - 23.99% with high scores. My score--790.

I did it! I stuck to my guns. I turned a CC down cold. It's a darn good feeling to reject a CC approval.

EDIT: Finally got the photo to upload.

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[JR_TX]

Congrats on that approval! Can you send me your invite maybe I can re-use it?

[CreditInspired]

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@JR_TX wrote:

Congrats on that approval! Can you send me your invite maybe I can re-use it?

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😂🤣😆

Thank you. 

[Anonymous]

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@M_Smart007 wrote:

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@CreditInspired wrote:

I feel really good. I'm as tickled as the beautiful colors emanating from Apple/GS logo.

So finally, the Apple card populated in my wallet; and no, I did not get an email. I just checked my wallet and it was there.

I had already noted in an earlier post that I wanted to see a SL of at least $20K in order to temp me. (Honestly, I purposely put the SL high because I really do want to stay in the garden until April 2020.)

Well I did It! I clickied "No Thanks" to the SL of $7.5K. Now what surprised me was the 12.99% APR offered because so many others had been getting an APR of 17.99 - 23.99% with high scores. My score--790.

I did it! I stuck to my guns. I turned a CC down cold. It's a darn good feeling to reject a CC approval.

EDIT: Finally got the photo to upload.

---

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@CreditInspired wrote:

I feel really good. I'm as tickled as the beautiful colors emanating from Apple/GS logo.

So finally, the Apple card populated in my wallet; and no, I did not get an email. I just checked my wallet and it was there.

I had already noted in an earlier post that I wanted to see a SL of at least $20K in order to temp me. (Honestly, I purposely put the SL high because I really do want to stay in the garden until April 2020.)

Well I did It! I clickied "No Thanks" to the SL of $7.5K. Now what surprised me was the 12.99% APR offered because so many others had been getting an APR of 17.99 - 23.99% with high scores. My score--790.

I did it! I stuck to my guns. I turned a CC down cold. It's a darn good feeling to reject a CC approval.

EDIT: Finally got the photo to upload.

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Ooooo you used Leo!

I am telling @Anonymous!

[Andypanda]

Got the invite to apply for the apple card just now. Had no intention of actually applying for it, but decided to see what I would have been approved for. I am a fanboy of my iPhone and iPad. Card just doesn’t fit my needs. The only reason I thought of going through with the app was to add a MC to my portfolio, but i will do that next year when i app for citi dc ( can get the 2% back on insurance  which i wouldn’t get on the Apple card) plus i just got the wf propel last week, and want to be cautious just in case of an aa. Don’t care about the apr since I always pif.

[CivalV]

Did you have to put the last 4 of your social to generate an offer or it was automatically shown when you clicked on the apple card in the wallet?

[Andypanda]

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@CivalV wrote:
Did you have to put the last 4 of your social to generate an offer or it was automatically shown when you clicked on the apple card in the wallet?

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Had to enter the last 4 of my ss#.

[chhull00]

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@AverageJoesCredit wrote:
Nice going! Any rejection of an Apple product is a win for the little guys in my book I wont take any approvsl unless its $500, my new motto

LoL

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