@TheFIGuy wrote:Hey @AverageJoesCredit,
On 09/03/20, I requested a CLI on AMEX and got a 7-10/day message (Denial, of course). I applied for another AMEX card the same day and was approved. I know AMEX has the CLI timeline across all accounts regardless of which account received it, but what would be the CLI's correct date?
Should I have CLI on 11/03/20 per the 61/day?
Should I request CLI on 12/03/20 per the 3/month?
Edit:
Applied for a CLI on the second card and got the 7-10/day message, POOP! - Could I have asked too early?
Yeah, i believe its 90/91 days after denial to request again. Its possible you asked too early. If asking resets your clocks you gotta wait another 3 months but i would take a chance in December regardless since its just sp anyway. You never know. Best of luck
@AverageJoesCredit wrote:
@TheFIGuy wrote:Hey @AverageJoesCredit,
On 09/03/20, I requested a CLI on AMEX and got a 7-10/day message (Denial, of course). I applied for another AMEX card the same day and was approved. I know AMEX has the CLI timeline across all accounts regardless of which account received it, but what would be the CLI's correct date?
Should I have CLI on 11/03/20 per the 61/day?
Should I request CLI on 12/03/20 per the 3/month?
Edit:
Applied for a CLI on the second card and got the 7-10/day message, POOP! - Could I have asked too early?
Yeah, i believe its 90/91 days after denial to request again. Its possible you asked too early. If asking resets your clocks you gotta wait another 3 months but i would take a chance in December regardless since its just sp anyway. You never know. Best of luck
Thank you @AverageJoesCredit! I figured I got a little trigger happy, I'll report back next week on another denial or maybe approval!
@TheFIGuy wrote:
@AverageJoesCredit wrote:
@TheFIGuy wrote:Hey @AverageJoesCredit,
On 09/03/20, I requested a CLI on AMEX and got a 7-10/day message (Denial, of course). I applied for another AMEX card the same day and was approved. I know AMEX has the CLI timeline across all accounts regardless of which account received it, but what would be the CLI's correct date?
Should I have CLI on 11/03/20 per the 61/day?
Should I request CLI on 12/03/20 per the 3/month?
Edit:
Applied for a CLI on the second card and got the 7-10/day message, POOP! - Could I have asked too early?
Yeah, i believe its 90/91 days after denial to request again. Its possible you asked too early. If asking resets your clocks you gotta wait another 3 months but i would take a chance in December regardless since its just sp anyway. You never know. Best of luck
Thank you @AverageJoesCredit! I figured I got a little trigger happy, I'll report back next week on another denial or maybe approval!
No probs. I just hit it recently myself though i kept getting errors so i received 2 letters saying i requested already on 2 different cards and 3rd letter said my fico was too low, 714