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CapOne Walmart CLI

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stonedog23
Frequent Contributor

Re: CapOne Walmart CLI

Fico 4 and 5, Geez, I already have a house, I want a credit increase!
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 21 of 44
cr101
Established Contributor

Requesting Walmart Capital One card CLI data points

I'm interested in finding out what others' experience has been with the Capital One Walmart card since they launched a few months ago. In your DP, please indicate if your card was a former Synchrony card. I saw in someone's approval thread that a few ppl got $1k increases, but they were former Synchrony cardholders.

 

New Capital One card

Opened: Oct 2019

CL: $500

Spending habits: about $700 total on 3 statements with partial payments before each statement cut. PIF before due date.

 

1st CLI denial in Jan was "too many inquiries". 2nd was "A credit limit increase on your account is not currently available upon request"

Message 22 of 44
mikesonthemend
Valued Contributor

Re: Requesting Walmart Capital One card CLI data points


@cr101 wrote:

I'm interested in finding out what others' experience has been with the Capital One Walmart card since they launched a few months ago. In your DP, please indicate if your card was a former Synchrony card. I saw in someone's approval thread that a few ppl got $1k increases, but they were former Synchrony cardholders.

 

New Capital One card

Opened: Oct 2019

CL: $500

Spending habits: about $700 total on 3 statements with partial payments before each statement cut. PIF before due date.

 

1st CLI denial in Jan was "too many inquiries". 2nd was "A credit limit increase on your account is not currently available upon request"


I erroneously applied for the walmart card just prior to the transfer due to my fantastic record with Synchrony. I figured I would get a larger limit before Cap1 took over. Wrong. Wrong. Wrong.

Every CLI attempt has been meant with, "This account is not eligible for credit limit increases at this time."




Living through Darwinism is so much worse than learning about about it in school.
Message 23 of 44
chiefone4u
Established Contributor

Re: Requesting Walmart Capital One card CLI data points

I have attempted every two weeks since the switch; same denial on all requests.

" A credit limit increase on your account is not currently available upon request"

Card started with Synchrony (store card) with $300 limit. Last increase was June 2019 raising the limit from $4k to $6,000.
Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge
Discover IT $1000Cabelas Clasic $1000Coscto Anywhere Signature Visa -Citi- $7200ExxonMobil Smartcard -Citi- $2500Playstation Visa (Comenity) $1950QuickSilver One $2200Walmart $6000Wells Fargo Platinum Visa $3000
Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24
Message 24 of 44
Anonymous
Not applicable

Re: Requesting Walmart Capital One card CLI data points

Mine started as a store card in 11, and was converted to MC version some time later. So obviously SYNCH. It was at $10K CL when it went to Cap1, have not received any CLIs. I don't recall if I even requested on since the takeover. 

 

There's only been a couple of $200+ charges after it became Cap1 as well, and after a recent payment issue I SD'd it for good.

Message 25 of 44
cr101
Established Contributor

Re: Requesting Walmart Capital One card CLI data points


@Anonymous wrote:

I don't recall if I even requested on since the takeover. 

go ahead and try it...for us Smiley LOL you can do it through your online account under the "i want to" section

 

thanks for the dp, everyone

Message 26 of 44
Gmood1
Super Contributor

Re: Requesting Walmart Capital One card CLI data points

Opened it in December 2016.
Walmart MC
Used monthly on average $700 a month.
Didn't use at all after changeover, until last month for a couple of hundred dollars.
Limit was $15k. Did the request and received a $1000 CLI.
Message 27 of 44
disney2
Regular Contributor

Re: Requesting Walmart Capital One card CLI data points

I just put in for a CLI and got the 2 to 3 days message.  I guess that's a no.

Message 28 of 44
Anonymous
Not applicable

Re: Requesting Walmart Capital One card CLI data points

I also requested a CLI on 01/22/2020 with the same 2-3 day message... “A credit limit increase on your account is not currently available upon request.”
Message 29 of 44
cr101
Established Contributor

Re: Requesting Walmart Capital One card CLI data points

they'll send you an email and then you can go to your Online Documents to view it. good luck.

 

Message 30 of 44
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