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For anyone who has membership with SDFCU, can you help me? When I sign into my checking account I see several offer, for credit card, personal loan, and auto loan. Are the preapproved offer or are they just invites to apply? Thanks in advance.
@Anonymous wrote:For anyone who has membership with SDFCU, can you help me? When I sign into my checking account I see several offer, for credit card, personal loan, and auto loan. Are the preapproved offer or are they just invites to apply? Thanks in advance.
Are you referring to the offers on the lower right side of the main page? I assume those are just advertisements. SDFCU is known for sending pre-approved checks in the mail. Those are the real deal and only a SP.
The CC's are HPs as well as the Auto loans. Unless something has changed recently. They normally send the checks out twice a year. Once in the summer months, then again around Christmas.
Yes, I'm referring to those in the lower right corner. The reason that I ask is because the rate they offer on an auto loan has gotten lower as my credit score has increased. If you click on those offer, you have to enter the last 4 of your SS# so I was wondering if they were preapprovals or just invites to apply.
I would take them with a grain of salt, more of invites than preapprovals. You could always give them a call and verify.
@Gmood1 wrote:
@Anonymous wrote:For anyone who has membership with SDFCU, can you help me? When I sign into my checking account I see several offer, for credit card, personal loan, and auto loan. Are the preapproved offer or are they just invites to apply? Thanks in advance.
Are you referring to the offers on the lower right side of the main page? I assume those are just advertisements. SDFCU is known for sending pre-approved checks in the mail. Those are the real deal and only a SP.
The CC's are HPs as well as the Auto loans. Unless something has changed recently. They normally send the checks out twice a year. Once in the summer months, then again around Christmas.
yep, I just received a check for 2.5K at 13% last week and SP.
Deposited to my local CU.
PS. acct opened for 6 months.