SECU to apply or wait?

[snickerpedia]

@ktl72455 @ so what number did you end up at?!? Goodluck

[RootDet]

Am i reading this right that SECU is a HP on EQ for loan products?

[ocheosa]

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@RootDet wrote:

Am i reading this right that SECU is a HP on EQ for loan products?

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Yes, EQ-5

[E_Fizzy]

Thanks @Gmood1.  I wonder if a SECU CLI would be a hard or soft pull?

[RootDet]

I guess i am not worthy at SECU either. They gave me the same party line as NASA and AOD. too much revolving credit available, It got sent for a manual review and I finally heard back from them. 

[RootDet]

the cli is the same app apparently, so I bet you it is a HP. 

[Gmood1]

@E_Fizzy I'd assume a HP.

Sorry for your denial @RootDet .

Do you have a mortgage?

Just curious as to what may be giving them pause. 

Your available credit doesn't seem massively high. 

[RootDet]

Nope. The only thing reporting would have been a $6k CC balance (US Bank is SLOOOOOOW), and a personal loan for $500/mo, which is actually paid off but not reflected yet, and student loans with in-school/national deferment in their own world that pops between open and closed like it has a split personality but no payment is reported as due. 

The reported DTI by my math is around 6%. 

I just think I keep coming late to the party