My Sallimae 6th statement cut would be on June 3. I havent got any CLI from them. I m still at 2k CL.
Will barclays give me the auto CLI or do i need to request for?
If it is customer initiated CLI, will it be HP or SP?
@ScoreOrBeScored wrote:Your not promised a Cli at 6 months. And yes requesting a Cli would be a hp.
call number on back of your card and ask CSR if you have any offers on your account.
see if you have offer for a SP Cli.
After that hat ask bout getting your apr lowered. They will transfer you to a specialist.
Got my sallie Mae lowered last weekend, from 20.99 to 16.99% apr. account only 4 months old.
got a sp Cli when account was only 3 weeks old..
call now now and report back.
No luck with CLI increase. she said, it will go for HP. i said NOO.. I asked when will i get the auto cli from them, she said the annual review happens by december.
well i m not using anything beyond 5% rewards categories on this card..however CLI fever is not going.. 
@ScoreOrBeScored wrote:Ok, try twice a month. That's what I did, and finally got my APR reduced.
Honestly, I would max my card out each month for 3 months and PIF each month ... That will give you your best results.
when I had the rewards MC with a $1,300 limit I ran about $3k thru it each month and the night my 6th statement cut I got CL doubled automatically.
or at least use 70% of the limit each month if you have regular spend each month that allows it.
Just out of curiosity., how do you spend 3k on a 1.3k credit limit card? can we use over the CL? will it have any interest?
