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Selected for Sam's Club World Elite Mastercard Upgrade

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ilove2learn
Established Member

Selected for Sam's Club World Elite Mastercard Upgrade

I'm confused by synchrony bank. For well over a year I attempted to upgrade my Sam's Store's card to mastercard, but I was always told they have no offer for me. Three weeks ago I was approved for $5,000 Sam's mastercard. Few days ago I get an e-mail saying my store card is being upgraded to the Sam's Mastercard. Does this mean I'm going to have two different Sam's Mastercards?  The one I was approved for 3 weeks ago along with the upgraded store card? I was told the store card account would be closed then I would be issued a new account number for the Mastercard.

 

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Message 1 of 14
13 REPLIES 13
TMDSCT
Regular Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade

It certainly sounds like you'll have 2 Mastercards.

Message 2 of 14
fury1995
Valued Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade


@ilove2learn wrote:

I'm confused by synchrony bank. For well over a year I attempted to upgrade my Sam's Store's card to mastercard, but I was always told they have no offer for me. Three weeks ago I was approved for $5,000 Sam's mastercard. Few days ago I get an e-mail saying my store card is being upgraded to the Sam's Mastercard. Does this mean I'm going to have two different Sam's Mastercards?  The one I was approved for 3 weeks ago along with the upgraded store card? I was told the store card account would be closed then I would be issued a new account number for the Mastercard.

 

 


First, congrats! You can grow that line easily to $15K or more.

 

Second.. Same thing happened to me with my Care Credit Account card about a year and a half ago. Both of the accounts will show briefly on your account but the Dual Card (Mastercard) will eventually show as the only one open and the other will show closed.  

 

Edited to add: I also had something similar happen with a Sam's Club Mastercard. I was issued one in club with a starting line of $1,700 that was mailed to me, then a month later I called and asked for the photo be added from my club card and resent... I was issued a different account (another Mastercard) for a different amount later that month. Both accounts report on my Transunion bureau ONLY but I do not see the second account on a login.

 

Syncrony ... 

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 3 of 14
OmarGB9
Community Leader
Super Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade

It sounds to me like you'll indeed end up with 2 MCs.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 14
Meanmchine
Super Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade

Congrats on your  approval and upgrade

 

For years, I also had a SamsClub store card and never got any offers to upgrade.  One day, I got a thick letter in the mail.  Synchrony had mailed me an unsolicited SamsClub MC.  The enclosed letter said that my store card was being converted to a MC.  If I wanted to accept the upgrade, simply call the phone number on the card's sticker.  If I wanted to remain with the store card, simply cut the MC in half.  Becaue I was trying to get to 4/24 at that time,  I sadly declined

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 5 of 14
Rdbeetle
Valued Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade

Congrats on being upgraded!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 803
Message 6 of 14
ilove2learn
Established Member

Re: Selected for Sam's Club World Elite Mastercard Upgrade

Thank you everyone for your replies! Synchrony confirmed they shipped out the MasterCard Sam's Club to replace the store card. I will indeed have two Sam's Mastercards. I mostly applied for the first card for the 5% back on gas up to $6,000. Now with 2 Cards I get 5% back on $12,000 of gas per year.
Message 7 of 14
Traveler101
Established Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade

Congratulations 🎊 

Message 8 of 14
fury1995
Valued Contributor

Re: Selected for Sam's Club World Elite Mastercard Upgrade


@ilove2learn wrote:
Thank you everyone for your replies! Synchrony confirmed they shipped out the MasterCard Sam's Club to replace the store card. I will indeed have two Sam's Mastercards. I mostly applied for the first card for the 5% back on gas up to $6,000. Now with 2 Cards I get 5% back on $12,000 of gas per year.

Please come back and update this is you indeed have to seperate Sam's Club Mastercards activated. I'd be curious to know if I should have chased down that second Mastercard account they've been reporting to my bureau since 2014. 

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 9 of 14
ilove2learn
Established Member

Re: Selected for Sam's Club World Elite Mastercard Upgrade

@ fury1995 I have both Sam's Mastercards! You may want to chase down that other account!
Message 10 of 14
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