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Shopping Cart Trick - Z Gallerie

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Lkb273
Established Member
‎02-11-2015 02:25 PM
‎02-11-2015 02:25 PM

Shopping Cart Trick - Z Gallerie

Anyone ever get the preapproval pop up in their shopping cart at Z Gallerie? If so - did you apply? Was it a soft pull or hard pull? Were you approved? Moving to a new apartment and am looking to update my furniture...love that store.  Thanks in advance!

Wallet: AMEX EveryDay $1,000 | AMEX Blue Cash $13,800 | Macy's AMEX $6,500 | BankAmericard Better Balance Rewards $18,000 | Citi Double Cash $14,200 | Citi Simplicity $8,000 | Citi Diamond Preferred $5,100 | Discover IT $3,500 | Capital One Quicksilver $3,000 | Chase Freedom $10,000 | Chase Slate $10,000 | Chase Amazon $2,000 | Chase United $10,000 | Express Store Card $2,290 Overstock.com Store Card $5,800 | The Limited Store Card $1,000 | Ann Taylor Store Card $1000 | Crate & Barrel Store Card $10,000 | West Elm Store Card $3,000 | Z Gallerie Store Card $8,000
Message 1 of 7
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CreditCuriosity
Moderator Emeritus
‎02-11-2015 02:42 PM
‎02-11-2015 02:42 PM

Re: Shopping Cart Trick - Z Gallerie

doubt they have one for that site as anything worth while there costs $100's if not into the 1000's of dollars thus they would want to pull a CR for you before offering you a decent limit vs. 500 which wouldnt do anything for that store.  

Message 2 of 7
Creditaddict
Legendary Contributor
‎02-11-2015 03:53 PM
‎02-11-2015 03:53 PM

Re: Shopping Cart Trick - Z Gallerie

no you have to apply for those ones.

Message 3 of 7
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Creditaddict
Legendary Contributor
‎02-11-2015 03:54 PM
‎02-11-2015 03:54 PM

Re: Shopping Cart Trick - Z Gallerie

with your scores and everything shouldn't be an issue at all!

Message 4 of 7
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MartinScott
New Contributor
‎02-11-2015 08:03 PM
‎02-11-2015 08:03 PM

Re: Shopping Cart Trick - Z Gallerie

Applied for it in Oct. HP on Equifax and approved with initial $5,000 limit.  Since then I have called in every month for automated CLI which have always been SP's... my limit is up to $8,000.  The card will definitely grow.  I love the store too! 

FNBO Amex $15,600, Chase Marriott $10,000, Discover IT $18,000, Cap1Venture $8,000, BOA Cash Visa $3,500, BOA Norwegian MC $15,000, Barclay Apple $5,000, Banana Rep Visa $9,500, Macy's $16,800, Target $1,000, JCrew $10,400, Express $2,000, CrateBarrel $16,750, Lowes $17,000, ZGallerie $15,000, Overstock $6,700, Sportsman Guide $4,800, Total Rewards $10,200, West Elm $12,800, BBVA $8,000, Home Depot $17,000, Amazon $6,400, Care Credit $1,200, Fuel Rewards $6,000, Carsons $30,000, Bloomies $7,500, Lexus Visa $3,000, iComfort $13,000, Wayfair $6,400, Modells $1,000, Paypal $2,200, Synch Home Design $11,000
Message 5 of 7
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Lkb273
Established Member
‎02-22-2015 07:14 AM
‎02-22-2015 07:14 AM

Re: Shopping Cart Trick - Z Gallerie

Thanks everyone for your input! Smiley Happy I decided to wait...I have another card with 0% interest for now that wont expire until next April...so I decided to hold off. I need to learn to garden!!

Wallet: AMEX EveryDay $1,000 | AMEX Blue Cash $13,800 | Macy's AMEX $6,500 | BankAmericard Better Balance Rewards $18,000 | Citi Double Cash $14,200 | Citi Simplicity $8,000 | Citi Diamond Preferred $5,100 | Discover IT $3,500 | Capital One Quicksilver $3,000 | Chase Freedom $10,000 | Chase Slate $10,000 | Chase Amazon $2,000 | Chase United $10,000 | Express Store Card $2,290 Overstock.com Store Card $5,800 | The Limited Store Card $1,000 | Ann Taylor Store Card $1000 | Crate & Barrel Store Card $10,000 | West Elm Store Card $3,000 | Z Gallerie Store Card $8,000
Message 6 of 7
Anonymous
Not applicable
‎02-22-2015 07:31 AM
‎02-22-2015 07:31 AM

Re: Shopping Cart Trick - Z Gallerie

@Lkb273 wrote:

Thanks everyone for your input! Smiley Happy I decided to wait...I have another card with 0% interest for now that wont expire until next April...so I decided to hold off. I need to learn to garden!!

Good decision...

Message 7 of 7
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