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Should I apply for Chase Sapphire Preferred?

Regular Contributor

Re: Should I apply for Chase Sapphire Preferred?

Ah bummer, however from here you have a couple options.

If your scores are decent, go for the Discover IT card. I got approved back when my scores were in the 630s. They also dont look heavily into the history part. Even a basic AMEX card like the BCE card would be workable. Regardless, I recommend another line and just keeping the payments and utilization in check and you should be ready for the CSP card in 6 months from your second card opening. Stay away from Citi and BofA unless you want a secured card; they like to see a rich history.

FICO 8 as of 03/06/2018; EQ: 748 TU: 751 EX: 759
Inquires: EQ: 2 TU: 4 EX: 4| AAoA: 1y 8m
Amex PR Gold: NPSL
Amex BCP: $6000| Amex Everyday: $2000| BofA Cash Rewards VS: $17200| DIscover It: $4800| Citi DC WE: $3000| Chase Amazon Prime: $19000| Capital One Venture VS: $15000| BJ's Perks Elite (Comenity): $9900| Chase Freedom: $2000| Samsung Financing (TD Bank): $7500| USAA Rate Advantage: $6000| Macy's Store Card: $7500| Kay (Comenity): $3800| Capital One QSO: $500.

$104200 Total Limit
Message 21 of 26
Member

Re: Should I apply for Chase Sapphire Preferred?

My brother is Private Client and he instantly got approved for csp 30k and after 3 month upgraded to 50k limit. after two years  he closed the account and app'd for csr, intstant approval of 28500. And the funniest part, that he has no other credit cards......

Message 22 of 26
Highlighted
Valued Member

Re: Should I apply for Chase Sapphire Preferred?

Approved for Discover Chrome, pre-qualified for Amex Gold, Blue, Everyday (Solid APR)

Message 23 of 26
Regular Contributor

Re: Should I apply for Chase Sapphire Preferred?

Good, getting the other cards should help build your likelihood of success. My advice: Forget the CSP and apply for the CSR. I've had them both and the CSR is a far more useful card for those of us who travel a lot. Keep us posted!
Message 24 of 26
Valued Member

Re: Should I apply for Chase Sapphire Preferred?

Aren’t the requirements a lot higher for csr?
Message 25 of 26
Community Leader
Senior Contributor

Re: Should I apply for Chase Sapphire Preferred?


Dionysios123 wrote:
Aren’t the requirements a lot higher for csr?

Other than the AF, minimum CL for CSR is $10K.  Being CPC doesn't automatically override getting approved (certain circumstances may apply) since there's other factors that play into that criteria.

Message 26 of 26