Should I try my luck?

[Anonymous]

My FICO scores are TU 675, EQ 685 and EX 675. I've had 2 charge offs with Cap one that was paid in full and no lates in 2 years. I also have a Cap one auto loan and their Platinum Visa, along with a Delta gold Amex card, Target and Fingerhut.
I've managed to raise my FICO score by 70-80 points each since this past February.

Do you think it would be a waste of a HP? Should I just wait? Thanks

[Anonymous]

This would be for the Amazon Visa from Chase

[Anonymous]

I think you have a very good shot

[AverageJoesCredit]

If a card is worth it to you i dont think risking a hp is too much to ask. Even if you dont get it at least you may know where you stand

[Anonymous]

I gave it a try. I received the below message. Ugh.

"Unfortunately, an immediate decision about your application cannot be provided as it requires further review. You will be notified in writing about the status of your application within 30 days."

[Gmood1]

That doesn't mean you're denied​. I received the same message apping for the Amazon a couple of weeks ago. 8 hours later I received a welcome email. Good luck, hopefully you'll get your approval soon.

[Anonymous]

Thanks. I'll keep my fingers crossed. Curious, was yours the Visa or the store card?

[Gmood1]

Mine is the Chase Amazon Visa signature..the metal one.

[Anonymous]

Maybe I'll hear something soon.

[Gmood1]

Call this number to check the status +1 800-432-3117