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Should I wait?

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sobeone1
Regular Contributor
‎03-25-2015 04:13 PM
‎03-25-2015 04:13 PM

Re: Should I wait?

I was approved for checking and savings. Butttt you say wait a couple of days before apping for their cc? Thank you so far,lol

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 11 of 14
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sobeone1
Regular Contributor
‎03-25-2015 05:15 PM
‎03-25-2015 05:15 PM

Re: Should I wait?

Update. I signed into my NFCU account and saw that I was pre selected for their cash rewards card. I applied and got a 3 to 5 day notice so I called and applied for 10kloc and was approved. Then asked about my cc app and they couldnt find it. So I reapplied for the cash rewards with the service agent and got a 24hr wait response. Whatever that means. So I dont know whats going on.

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 12 of 14
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Anonymous
Not applicable
‎03-25-2015 06:13 PM
‎03-25-2015 06:13 PM

Re: Should I wait?

@sobeone1 wrote:

Update. I signed into my NFCU account and saw that I was pre selected for their cash rewards card. I applied and got a 3 to 5 day notice so I called and applied for 10kloc and was approved. Then asked about my cc app and they couldnt find it. So I reapplied for the cash rewards with the service agent and got a 24hr wait response. Whatever that means. So I dont know whats going on.

I bet tomorrow you'll see the approval for the CC.  Why did you only apply for $10K on the LOC?

Message 13 of 14
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sobeone1
Regular Contributor
‎03-26-2015 02:14 AM
‎03-26-2015 02:14 AM

Re: Should I wait?

Because I'm a dumb**bleep**z. When she asked how much my brain was saying 15k but my mouth said 10k.

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 14 of 14
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