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It is possible to get the CLI after the 3rd credit statement but I'm pretty sure you'll run the risk of a hard pull perhaps. Considering the next SP/AR should take place ~03/31-04/02 I would personally wait until at least to the 2nd of April to request a CLI. You'll also be showing a lower utilization during that time as well. Good luck either way you decide to go.
@Zorasmiles wrote:It is possible to get the CLI after the 3rd credit statement but I'm pretty sure you'll run the risk of a hard pull perhaps. Considering the next SP/AR should take place ~03/31-04/02 I would personally wait until at least to the 2nd of April to request a CLI. You'll also be showing a lower utilization during that time as well. Good luck either way you decide to go.
+2 to the other 2, since you fell right after the last AR, I would wait for the next AR before you pull the trigger on your first cli.
the waiting game has begun
@Creditaddict wrote:
@Zorasmiles wrote:It is possible to get the CLI after the 3rd credit statement but I'm pretty sure you'll run the risk of a hard pull perhaps. Considering the next SP/AR should take place ~03/31-04/02 I would personally wait until at least to the 2nd of April to request a CLI. You'll also be showing a lower utilization during that time as well. Good luck either way you decide to go.
+2 to the other 2, since you fell right after the last AR, I would wait for the next AR before you pull the trigger on your first cli.
Creditaddict, it looks like you're going to have to start a THIRD NFCU thread titled "CreditAddict's, when should I apply for NFCU CLI" thread lol NFCU will be putting you on the payroll very soon lol