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Hi...So does anyone have any experience with Simmons Bank?...Their CSR are very vague when asking about app status!!!...I was denied 6 months ago for to many inq....They fell off...Only had 1 at the time of app...
@britt585 wrote:Hi...So does anyone have any experience with Simmons Bank?...Their CSR are very vague when asking about app status!!!...I was denied 6 months ago for to many inq....They fell off...Only had 1 at the time of app...
Everything is manually review by committee I believe once a week if i am not mistaken unless they have changed their UW.. Very conservative bank so hopefully you don't have alot of exposure on CC or balances and have a high TU fico score as well. Also they would frown on say more than a few new accounts a year or every two years conservative level. Hope this helps.
Thanks...Well that was quick...DENIED....Finally got UW on the phone....They aren't very friendly...lol...Will get denial letter in the mail....
@britt585 wrote:Thanks...Well that was quick...DENIED....Finally got UW on the phone....They aren't very friendly...lol...Will get denial letter in the mail....
What was score and how many new accounts in last 2 years? If you dont mind sharing
cap 1 for 4 yrs
navy 3 yrs
5/3 just opened
summit CU 3 months
all accts in good standing no lates......2 inquiries.....I don't carry balances
Just trying something new....Can you share some of those better options please....lol
@AverageJoesCredit wrote:
Any reason you wanted this Bank. Seems way better options out there and anyone wanting it for thier prestige well i think thst has passed as well. Jmho
Yes, in the past this was a "status" bank for the 0.0001% who knew about it, as it has a very high credit standard, and, in return, offered some very low interest rates . Now there are several banks offering low rates, sometimes with OK rewards. @galahad15 is the go to person on this forum for details....