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Soft Pull - CLI's - does anyone know which ones are? and who they pull?

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Anonymous
Not applicable

Soft Pull - CLI's - does anyone know which ones are? and who they pull?

Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.   

Does anyone know which of these are SP and who is pulled?   I don't want to get nailed on inquiries as I just had several fall off. 

 

Discover - SP I think?

Capital One

CitiBank

Mercury (my old Barclay's card)

Chase - HP If I remember right

Amex

Synchrony - Amazon

Synchrony - Old Navy

Kohls

Commnity - Victoria Secret

 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

I know commenity Kay card is hard pull. I'd imagine the Vickie's would be the same.
Message 2 of 12
Anonymous
Not applicable

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@Anonymous wrote:

Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.   

Does anyone know which of these are SP and who is pulled?   I don't want to get nailed on inquiries as I just had several fall off. 

 

Discover - SP I think?

Capital One - Soft pull unless advised otherwise

CitiBank - Soft pull unless you want more than offered, then its a hard pull.

Mercury (my old Barclay's card)

Chase - HP If I remember right

Amex - Soft pull max of 3X current limit

Synchrony - Amazon

Synchrony - Old Navy

Kohls

Commnity - Victoria Secret

 


 

Message 3 of 12
FinStar
Moderator Emeritus

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

In addition to @Anonymous's comments, Kohl's is typically SP, but YEMV (some folks have reported HP in the past). Mercury doesn't have the option at the moment, but would imagine HP if they did.

Chase is definitely HP.
Message 4 of 12
xaximus
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

In addition to @FinStar and @MaizeandBlue's' comments,

Synchrony - Amazon - SP
Synchrony - Old Navy - SP

I'm unsure of Victoria Secret card as the DW has one and was recently bumped to 10k but there was no HP, only SP. So it could be YEMV.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 5 of 12
nursepower
Frequent Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

$10K for Victoria Secret????? That's a LOT of undies.

BK DC 10/18/18
Walmart $400 | Target $500 | Playstation Visa $750 | Petco MasterCard ? | Best Buy Visa $2000 | Cap 1Quicksilver $2500 | Ollo $2700 | Kohl's $3000 | Comenity $3200 | Dell $4000 | Skypoint FCU $5000
Last app 6/2/21
Message 6 of 12
Anonymous
Not applicable

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

kolhs is soft pull

Message 7 of 12
xaximus
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@nursepower wrote:

$10K for Victoria Secret????? That's a LOT of undies.


You're telling me! Smiley Very Happy



Scores - All bureaus 770 +
TCL - Est. $410K
Message 8 of 12
aircobra
Regular Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@Anonymous wrote:

kolhs is soft pull


But it CAN be a hard pull.

Currently rebuilding:
1/18 -
7/19 -

Message 9 of 12
RonM21
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@nursepower wrote:

$10K for Victoria Secret????? That's a LOT of undies.


Smiley LOL



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 12
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