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Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.
Does anyone know which of these are SP and who is pulled? I don't want to get nailed on inquiries as I just had several fall off.
Discover - SP I think?
Capital One
CitiBank
Mercury (my old Barclay's card)
Chase - HP If I remember right
Amex
Synchrony - Amazon
Synchrony - Old Navy
Kohls
Commnity - Victoria Secret
@Anonymous wrote:Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.
Does anyone know which of these are SP and who is pulled? I don't want to get nailed on inquiries as I just had several fall off.
Discover - SP I think?
Capital One - Soft pull unless advised otherwise
CitiBank - Soft pull unless you want more than offered, then its a hard pull.
Mercury (my old Barclay's card)
Chase - HP If I remember right
Amex - Soft pull max of 3X current limit
Synchrony - Amazon
Synchrony - Old Navy
Kohls
Commnity - Victoria Secret
$10K for Victoria Secret????? That's a LOT of undies.
kolhs is soft pull
@nursepower wrote:$10K for Victoria Secret????? That's a LOT of undies.
You're telling me!
@Anonymous wrote:kolhs is soft pull
But it CAN be a hard pull.
@nursepower wrote:$10K for Victoria Secret????? That's a LOT of undies.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |