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Soft Pull - CLI's - does anyone know which ones are? and who they pull?

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Established Contributor

Soft Pull - CLI's - does anyone know which ones are? and who they pull?

Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.   

Does anyone know which of these are SP and who is pulled?   I don't want to get nailed on inquiries as I just had several fall off. 

 

Discover - SP I think?

Capital One

CitiBank

Mercury (my old Barclay's card)

Chase - HP If I remember right

Amex

Synchrony - Amazon

Synchrony - Old Navy

Kohls

Commnity - Victoria Secret

 

FAKO scores in April: TU 573 EQ 586 (Ya gotta start somewhere!)
Actual Scores July 2015 TU 614, EQ 651, EX 572 October 7, 2015 TU 642, EQ 679, EX 651 Updated December 9, 2015 TU 706, EQ 708 EX 684 Updated Sept. 30, 2016 TU 674 EQ 668 EX 660 Oct 2018 Fico TU 625, EQ, 631, EX 625
Capital One Quicksilver MC $500-$1,500-$2,000 / Discover IT $500-$800-$1200-$1800-$2300-$3200 / Capital One Plat. $500-$1500-$2000 / Chase Freedom $500-$1000-$2000 / AMEX Blue Everyday $2,000 / CITI Dble Cash $1,200-$1800 / Mercury $2000 / Kohls $400- $600-$1500 / Old Navy $600.00-$1200 / Victoria Secret $500-$750 TOTAL=$21,350
Message 1 of 12
11 REPLIES 11
Established Member

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

I know commenity Kay card is hard pull. I'd imagine the Vickie's would be the same.
Message 2 of 12
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@jlynn0819 wrote:

Ok - I've paid off a bunch of cc - but was thinking about asking for some CLI's to help with the remaining UTIL % amount.   

Does anyone know which of these are SP and who is pulled?   I don't want to get nailed on inquiries as I just had several fall off. 

 

Discover - SP I think?

Capital One - Soft pull unless advised otherwise

CitiBank - Soft pull unless you want more than offered, then its a hard pull.

Mercury (my old Barclay's card)

Chase - HP If I remember right

Amex - Soft pull max of 3X current limit

Synchrony - Amazon

Synchrony - Old Navy

Kohls

Commnity - Victoria Secret

 


 





Message 3 of 12
Moderator

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

In addition to @MaizeandBlue's comments, Kohl's is typically SP, but YEMV (some folks have reported HP in the past). Mercury doesn't have the option at the moment, but would imagine HP if they did.

Chase is definitely HP.
Message 4 of 12
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

In addition to @FinStar and @MaizeandBlue's' comments,

Synchrony - Amazon - SP
Synchrony - Old Navy - SP

I'm unsure of Victoria Secret card as the DW has one and was recently bumped to 10k but there was no HP, only SP. So it could be YEMV.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 5 of 12
Frequent Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

$10K for Victoria Secret????? That's a LOT of undies.


BK DC 10/18/18
Credit One Visa $650 - Closed 9/2719
MCEFCU Visa $250 secured
Kohl's $700
Victoria Secret $250
Wayfair $2000
Jared $3500
Avant $1000
Cap 1 Platinum $2000
Target $500
Last app 9/22/19
Message 6 of 12
Established Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

kolhs is soft pull





Message 7 of 12
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@nursepower wrote:

$10K for Victoria Secret????? That's a LOT of undies.


You're telling me! Smiley Very Happy



Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 8 of 12
Regular Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@realestone wrote:

kolhs is soft pull


But it CAN be a hard pull.

Currently rebuilding:
1/18 -
7/19 -

Message 9 of 12
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@nursepower wrote:

$10K for Victoria Secret????? That's a LOT of undies.


Smiley LOL

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 10 of 12
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