Re: Soft Pull Checking account & soft pull Gas car... - myFICO® Forums

imranigra · ‎02-12-2015

Has anyone recently opened a cheking account online with just a soft pull? please list your experiences. Also, has any one experienced soft pulls on any of the GAS Cards?

MyDataMyChoice · ‎02-12-2015

MOre information>? Any place in particular>? Any Gas Station?

November 2023 - Home Depot Credit Card SL $500

October 2023 - PENFED Overdraft Line of Credit $2,000

October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

October 2023 - Wells Fargo REFLECT Visa Signature SL $9,000 21 Mo Interest Free - Transferred 12K from ACTIVE Limit to REFLECT New Limit $21,000

October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

May 2022 - Wells Fargo ACTIVE Visa Signature SL $13,000 - $200 SUB - 15 Mo Interest Free then 20.24% - Transferred 12K of CL to REFLECT New Limit $1,000

Upgrade Cash Rewards Visa Signature $20,000, seems to only report high balance

May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Anonymous · ‎02-12-2015

Alliant CU was a soft pull for share secured loan and checking, both done online after opening savings in a branch (also SP)

uswala · ‎02-12-2015

Discover Checking.

Skye12329 · ‎02-12-2015

You can actually google who soft pulls for checking. I forgot the website but it lists like every bank and will tell you who they pull for checking accounts that is. If it says chexsystems then its soft. I just recently opened Discover checking and savings and was a sp

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)

Anonymous · ‎02-12-2015

Fifth Third does a soft pull through check systems

chalupaman · ‎02-12-2015

All the checking accounts I've open have been Chexsystem inquiries, except for Suntrust.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎02-12-2015

I opened accounts with NASA FCU last week (for future CC purposes) with only SPs.

Anonymous · ‎02-13-2015

If I remember correctly, Ally Bank only pulled Chexsystems, no credit check.

Soft Pull Checking account & soft pull Gas card?

Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Soft Pull Checking account & soft pull Gas card?

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Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

Re: Soft Pull Checking account & soft pull Gas card?

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