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Soft Pull Checking account & soft pull Gas card?

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Soft Pull Checking account & soft pull Gas card?

Has anyone recently opened a cheking account online with just a soft pull? please list your experiences. Also, has any one experienced soft pulls on any of the GAS Cards? 

Message 1 of 9
8 REPLIES 8
Valued Contributor

Re: Soft Pull Checking account & soft pull Gas card?

MOre information>? Any place in particular>? Any Gas Station?





Family Member made me an AU on: 2008 Sears MC $2,001, 2016 SEARS Store Card $2,001, 2011 Synchrony Home $5,500 , 2003 FNBO Visa $9,900, 2008 Macys Amex $1900, 2008 Kohls $2,000, 2008 JC Penny $4,500, 2016 TJX Mastercard $1,500, 2019 SDFCU PowerCash Visa $10,000, 2018 AAdvantage Aviator MC $5,600, 2018 HSN $4,500, and 2016 Local Credit Union Visa $5,000. Waiting on them to all report over the next month... Only Kohls is reporting so far... WITH AGE. They use AZEO method.
Member of:
Andrews FCU (Share), PENFED CU (Checking/Share), SDFCU (Share), Alliant CU (Checking/Share), NASA FCU (Share), NWFCU (Checking/Share), Ally Bank (Checking/Savings), BofA (Checking/Share), Navigant CU (Share), Greenwood CU (Share), Elements Financial CU (Share), Ocean State CU (Share), SDFCU (Share), Wells Fargo (Checking), RI Credit Union (Share), CashApp, PayPal Premier (for free direct deposit access with cash card), Paypal Business - Grandfathered 1.5% Cash Back on Biz Debit), Apple Pay Cash, and Venmo.
I WANT to join: Hanscom FCU (For the 2 day early direct deposit).
Burned:
DCU, NFCU, Comenity, Synchrony, Barclays, Discover, Amex, Webbank (Avant), Santander, Citi (Shell), DSNB (Macys), TDRCS (Target+Nordstrom), Capital One (Personal & Business, Kohls, and GM), CreditFirst(Firestone)
Message 2 of 9
Valued Contributor

Re: Soft Pull Checking account & soft pull Gas card?

Alliant CU was a soft pull for share secured loan and checking, both done online after opening savings in a branch (also SP)

I've got some cards, got my house and got some scores with a 7 in front. Now what? Oh yea, live some of that life stuff.
Message 3 of 9
Senior Contributor

Re: Soft Pull Checking account & soft pull Gas card?

Discover Checking. 

Message 4 of 9
Valued Contributor

Re: Soft Pull Checking account & soft pull Gas card?

You can actually google who soft pulls for checking. I forgot the website but it lists like every bank and will tell you who they pull for checking accounts that is. If it says chexsystems then its soft. I just recently opened Discover checking and savings and was a sp
NFCU Flagship: 15K
NFCU Amex: 7.5K
BOA Cash Rewards: 500
Affinity Plus CU Premier: 7.5k
Message 5 of 9
Established Contributor

Re: Soft Pull Checking account & soft pull Gas card?

Fifth Third does a soft pull through check systems

*AMEX SPG - $2k (CLOSED) Barclaycard Arrival - $7.5k *Chase Freedom - $8k *Cap One QS - $10.4k *Citi DC - $15k *Chase CSR - $17K *Navy Fed Go Rewards - $20k *Discover IT - $39k *AMEX BCE - $33.1k
AAOA - 1.8 yrs
TU Score - 810 Updated Feb 19'
EX Score - 813 Updated Feb 19'
Message 6 of 9
Super Contributor

Re: Soft Pull Checking account & soft pull Gas card?

All the checking accounts I've open have been Chexsystem inquiries, except for Suntrust.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 7 of 9
Frequent Contributor

Re: Soft Pull Checking account & soft pull Gas card?

I opened accounts with NASA FCU last week (for future CC purposes) with only SPs. 

Message 8 of 9
Regular Contributor

Re: Soft Pull Checking account & soft pull Gas card?

If I remember correctly, Ally Bank only pulled Chexsystems, no credit check.

Message 9 of 9
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